The Allstate Corporation (ALL)vsKingstone Companies Inc (KINS)
ALL
The Allstate Corporation
$221.01
+4.82%
FINANCIAL SERVICES · Cap: $54.18B
KINS
Kingstone Companies Inc
$15.43
+1.98%
FINANCIAL SERVICES · Cap: $223.50M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 30315% more annual revenue ($68.17B vs $224.14M). ALL leads profitability with a 17.8% profit margin vs 13.9%. ALL appears more attractively valued with a PEG of 2.48. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
KINS
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Earnings expanding 149.6% YoY
Conservative balance sheet, low leverage
Every $100 of equity generates 27 in profit
Reasonable price relative to book value
Revenue surging 23.2% year-over-year
Areas to Watch
Expensive relative to growth rate
3.0% revenue growth
Distress zone — elevated risk
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
Operating margin of -12.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : KINS
The strongest argument for KINS centers on P/E Ratio, EPS Growth, Debt/Equity. Revenue growth of 23.2% demonstrates continued momentum.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.
Bear Case : KINS
The primary concerns for KINS are Market Cap, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a value stock while KINS is a growth play — different risk/reward profiles.
KINS carries more volatility with a beta of 0.48 — expect wider price swings.
KINS is growing revenue faster at 23.2% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (77/100 vs 67/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Kingstone Companies Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company is headquartered in Kingston, New York.
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