WallStSmart

The Allstate Corporation (ALL)vsGlobal Indemnity Group, LLC Class A Common Stock (GBLI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 15267% more annual revenue ($70.14B vs $456.41M). ALL leads profitability with a 19.0% profit margin vs 7.5%. GBLI appears more attractively valued with a PEG of 0.91. ALL earns a higher WallStSmart Score of 82/100 (A-).

ALL

Exceptional Buy

82

out of 100

Grade: A-

Growth: 7.3Profit: 8.5Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

GBLI

Buy

60

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 7.0Quality: 5.8
Piotroski: 2/9Altman Z: 1.20

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
5.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
61.2%10/10

Earnings expanding 61.2% YoY

Market CapQuality
$64.15B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

GBLI4 strengths · Avg: 9.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Areas to Watch

ALL2 concerns · Avg: 3.0/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

GBLI4 concerns · Avg: 3.0/10
Market CapQuality
$424.58M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : GBLI

The strongest argument for GBLI centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Altman Z-Score.

Bear Case : GBLI

The primary concerns for GBLI are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

ALL profiles as a mature stock while GBLI is a value play — different risk/reward profiles.

GBLI carries more volatility with a beta of 0.42 — expect wider price swings.

ALL is growing revenue faster at 11.8% — sustainability is the question.

ALL generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (82/100 vs 60/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Global Indemnity Group, LLC Class A Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Global Indemnity Group, LLC, offers special property and casualty insurance and coverage for individual policyholders in the United States; and reinsurance products worldwide. The company is headquartered in Bala Cynwyd, Pennsylvania.

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