WallStSmart

The Allstate Corporation (ALL)vsGlobal Indemnity Group, LLC Class A Common Stock (GBLI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 14931% more annual revenue ($67.68B vs $450.30M). ALL leads profitability with a 15.2% profit margin vs 5.6%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).

ALL

Exceptional Buy

87

out of 100

Grade: A

Growth: 7.3Profit: 8.5Value: 10.0Quality: 6.5
Piotroski: 5/9

GBLI

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 4.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ALLUndervalued (+88.5%)

Margin of Safety

+88.5%

Fair Value

$1781.21

Current Price

$204.71

$1576.50 discount

UndervaluedFair: $1781.21Overvalued
GBLISignificantly Overvalued (-135.3%)

Margin of Safety

-135.3%

Fair Value

$11.90

Current Price

$27.31

$15.41 premium

UndervaluedFair: $11.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

P/E RatioValuation
5.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 40 in profit

EPS GrowthGrowth
103.2%10/10

Earnings expanding 103.2% YoY

Market CapQuality
$53.13B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

GBLI3 strengths · Avg: 8.7/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

PEG RatioValuation
0.918/10

Growing faster than its price suggests

P/E RatioValuation
16.5x8/10

Attractively priced relative to earnings

Areas to Watch

ALL0 concerns · Avg: 0/10

No major concerns identified

GBLI4 concerns · Avg: 2.8/10
Market CapQuality
$413.88M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.6%3/10

ROE of 3.6% — below average capital efficiency

Profit MarginProfitability
5.6%3/10

5.6% margin — thin

EPS GrowthGrowth
-30.9%2/10

Earnings declined 30.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : GBLI

The strongest argument for GBLI centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : ALL

No major red flags identified for ALL, but monitor valuation.

Bear Case : GBLI

The primary concerns for GBLI are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

ALL profiles as a mature stock while GBLI is a value play — different risk/reward profiles.

GBLI carries more volatility with a beta of 0.40 — expect wider price swings.

GBLI is growing revenue faster at 7.9% — sustainability is the question.

ALL generates stronger free cash flow (2.9B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (87/100 vs 54/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Global Indemnity Group, LLC Class A Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Global Indemnity Group, LLC, offers special property and casualty insurance and coverage for individual policyholders in the United States; and reinsurance products worldwide. The company is headquartered in Bala Cynwyd, Pennsylvania.

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