WallStSmart

The Allstate Corporation (ALL)vsGlobal Indemnity Group, LLC Class A Common Stock (GBLI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 15022% more annual revenue ($68.17B vs $450.82M). ALL leads profitability with a 17.8% profit margin vs 7.5%. GBLI appears more attractively valued with a PEG of 0.91. ALL earns a higher WallStSmart Score of 77/100 (B+).

ALL

Strong Buy

77

out of 100

Grade: B+

Growth: 6.7Profit: 8.0Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

GBLI

Buy

52

out of 100

Grade: C-

Growth: 2.7Profit: 4.5Value: 7.7Quality: 7.0
Piotroski: 3/9Altman Z: 1.20

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
4.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
38.4%10/10

Every $100 of equity generates 38 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$54.18B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

GBLI4 strengths · Avg: 9.5/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

ALL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

GBLI4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Market CapQuality
$389.70M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.

Bull Case : GBLI

The strongest argument for GBLI centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Revenue Growth, Altman Z-Score.

Bear Case : GBLI

The primary concerns for GBLI are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

GBLI carries more volatility with a beta of 0.41 — expect wider price swings.

ALL is growing revenue faster at 3.0% — sustainability is the question.

ALL generates stronger free cash flow (3.5B), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ALL scores higher overall (77/100 vs 52/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Global Indemnity Group, LLC Class A Common Stock

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Global Indemnity Group, LLC, offers special property and casualty insurance and coverage for individual policyholders in the United States; and reinsurance products worldwide. The company is headquartered in Bala Cynwyd, Pennsylvania.

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