Alignment Healthcare LLC (ALHC)vsCigna Corp (CI)
ALHC
Alignment Healthcare LLC
$17.58
+0.92%
HEALTHCARE · Cap: $3.56B
CI
Cigna Corp
$270.36
+1.69%
HEALTHCARE · Cap: $71.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Cigna Corp generates 6862% more annual revenue ($274.90B vs $3.95B). CI leads profitability with a 2.2% profit margin vs -0.0%. CI earns a higher WallStSmart Score of 63/100 (C+).
ALHC
Hold40
out of 100
Grade: F
CI
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for ALHC.
Margin of Safety
-79.3%
Fair Value
$150.76
Current Price
$270.36
$119.60 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 44.4% year-over-year
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Generating 5.8B in free cash flow
Areas to Watch
Trading at 20.0x book value
0.0% earnings growth
ROE of -0.7% — below average capital efficiency
Negative free cash flow — burning cash
2.2% margin — thin
Operating margin of 3.5%
Weak financial health signals
Earnings declined 9.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALHC
The strongest argument for ALHC centers on Revenue Growth, Altman Z-Score. Revenue growth of 44.4% demonstrates continued momentum.
Bull Case : CI
The strongest argument for CI centers on P/E Ratio, Market Cap, PEG Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : ALHC
The primary concerns for ALHC are Price/Book, EPS Growth, Return on Equity.
Bear Case : CI
The primary concerns for CI are Profit Margin, Operating Margin, Piotroski F-Score. Thin 2.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALHC profiles as a hypergrowth stock while CI is a value play — different risk/reward profiles.
ALHC carries more volatility with a beta of 1.19 — expect wider price swings.
ALHC is growing revenue faster at 44.4% — sustainability is the question.
CI generates stronger free cash flow (5.8B), providing more financial flexibility.
Bottom Line
CI scores higher overall (63/100 vs 40/100) and 10.4% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Alignment Healthcare LLC
HEALTHCARE · HEALTHCARE PLANS · USA
Alignment Healthcare, Inc. provides a consumer-centric platform that provides personalized healthcare to seniors in the United States. The company is headquartered in Orange, California.
Cigna Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Cigna is an American multinational managed healthcare and insurance company based in Bloomfield, Connecticut. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups (e.g. governmental and non-governmental organizations, unions and associations).
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