Alignment Healthcare LLC (ALHC)vsElevance Health Inc (ELV)
ALHC
Alignment Healthcare LLC
$18.29
-0.76%
HEALTHCARE · Cap: $4.26B
ELV
Elevance Health Inc
$385.73
-2.53%
HEALTHCARE · Cap: $85.33B
Smart Verdict
WallStSmart Research — data-driven comparison
Elevance Health Inc generates 4624% more annual revenue ($201.11B vs $4.26B). ELV leads profitability with a 2.5% profit margin vs 0.5%. ELV trades at a lower P/E of 16.9x. ELV earns a higher WallStSmart Score of 55/100 (C-).
ALHC
Hold45
out of 100
Grade: D+
ELV
Buy55
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+4.6%
Fair Value
$21.37
Current Price
$18.29
$3.08 discount
Margin of Safety
+7.5%
Fair Value
$416.99
Current Price
$385.73
$31.26 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 33.3% year-over-year
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.6B in free cash flow
Areas to Watch
Trading at 18.3x book value
0.0% earnings growth
0.5% margin — thin
Operating margin of 1.3%
1.4% revenue growth
2.5% margin — thin
Operating margin of 4.6%
Earnings declined 13.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALHC
The strongest argument for ALHC centers on Revenue Growth. Revenue growth of 33.3% demonstrates continued momentum.
Bull Case : ELV
The strongest argument for ELV centers on Market Cap, P/E Ratio, Price/Book. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bear Case : ALHC
The primary concerns for ALHC are Price/Book, EPS Growth, Profit Margin. A P/E of 206.0x leaves little room for execution misses. Debt-to-equity of 1.59 is elevated, increasing financial risk.
Bear Case : ELV
The primary concerns for ELV are Revenue Growth, Profit Margin, Operating Margin. Thin 2.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALHC profiles as a hypergrowth stock while ELV is a value play — different risk/reward profiles.
ALHC carries more volatility with a beta of 1.05 — expect wider price swings.
ALHC is growing revenue faster at 33.3% — sustainability is the question.
ELV generates stronger free cash flow (1.6B), providing more financial flexibility.
Bottom Line
ELV scores higher overall (55/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Alignment Healthcare LLC
HEALTHCARE · HEALTHCARE PLANS · USA
Alignment Healthcare, Inc. provides a consumer-centric platform that provides personalized healthcare to seniors in the United States. The company is headquartered in Orange, California.
Elevance Health Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Elevance Health Inc. is a health benefits company. The company is headquartered in Indianapolis, Indiana.
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