Assurant, Inc. (AIZ)vsChubb Ltd (CB)
AIZ
Assurant, Inc.
$257.35
+2.26%
FINANCIAL SERVICES · Cap: $12.93B
CB
Chubb Ltd
$326.27
+0.38%
FINANCIAL SERVICES · Cap: $121.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 363% more annual revenue ($60.99B vs $13.16B). CB leads profitability with a 18.5% profit margin vs 7.6%. AIZ appears more attractively valued with a PEG of 2.16. CB earns a higher WallStSmart Score of 77/100 (B+).
AIZ
Strong Buy69
out of 100
Grade: B-
CB
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 91.2% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Earnings expanding 78.7% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Areas to Watch
Expensive relative to growth rate
7.6% margin — thin
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIZ
The strongest argument for AIZ centers on EPS Growth, P/E Ratio, Price/Book. Revenue growth of 11.3% demonstrates continued momentum.
Bull Case : CB
The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : AIZ
The primary concerns for AIZ are PEG Ratio, Profit Margin, Altman Z-Score.
Bear Case : CB
The primary concerns for CB are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AIZ profiles as a value stock while CB is a mature play — different risk/reward profiles.
AIZ carries more volatility with a beta of 0.57 — expect wider price swings.
AIZ is growing revenue faster at 11.3% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
CB scores higher overall (77/100 vs 69/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Assurant, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Assurant, Inc. is a global provider of risk management products and services with headquarters in New York City.
Visit Website →Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?