American International Group Inc (AIG)vsSimmons First National Corporation (SFNC)
AIG
American International Group Inc
$81.44
+1.95%
FINANCIAL SERVICES · Cap: $41.61B
SFNC
Simmons First National Corporation
$23.37
+1.30%
FINANCIAL SERVICES · Cap: $3.19B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 2773% more annual revenue ($26.74B vs $930.76M). SFNC leads profitability with a 28.0% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.68. SFNC earns a higher WallStSmart Score of 66/100 (B-).
AIG
Buy61
out of 100
Grade: C+
SFNC
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Reasonable price relative to book value
Keeps 28 of every $100 in revenue as profit
Strong operational efficiency at 25.8%
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Weak financial health signals
Expensive relative to growth rate
ROE of -10.5% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.68 suggests the stock is reasonably priced for its growth.
Bull Case : SFNC
The strongest argument for SFNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 28.0% and operating margin at 25.8%. Revenue growth of 14.3% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : SFNC
The primary concerns for SFNC are Piotroski F-Score, PEG Ratio, Return on Equity.
Key Dynamics to Monitor
AIG profiles as a value stock while SFNC is a mature play — different risk/reward profiles.
SFNC carries more volatility with a beta of 0.94 — expect wider price swings.
SFNC is growing revenue faster at 14.3% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
SFNC scores higher overall (66/100 vs 61/100), backed by strong 28.0% margins and 14.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Simmons First National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Simmons First National Corporation is the holding company of Simmons Bank providing banking and financial products and services to individuals and businesses. The company is headquartered in Pine Bluff, Arkansas.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?