Arch Capital Group Ltd. (ACGL)vsSimmons First National Corporation (SFNC)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
SFNC
Simmons First National Corporation
$21.58
+0.19%
FINANCIAL SERVICES · Cap: $3.11B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 24204% more annual revenue ($19.78B vs $81.37M). ACGL leads profitability with a 24.6% profit margin vs 0.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
SFNC
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 39.4%
Earnings expanding 82.6% YoY
Conservative balance sheet, low leverage
Revenue surging 24.1% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
0.0% margin — thin
Weak financial health signals
Expensive relative to growth rate
ROE of -10.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SFNC
The strongest argument for SFNC centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 24.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : SFNC
The primary concerns for SFNC are Profit Margin, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SFNC is a growth play — different risk/reward profiles.
SFNC carries more volatility with a beta of 0.94 — expect wider price swings.
SFNC is growing revenue faster at 24.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Simmons First National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Simmons First National Corporation is the holding company of Simmons Bank providing banking and financial products and services to individuals and businesses. The company is headquartered in Pine Bluff, Arkansas.
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