Simmons First National Corporation (SFNC)vsSun Life Financial Inc. (SLF)
SFNC
Simmons First National Corporation
$23.37
+1.30%
FINANCIAL SERVICES · Cap: $3.19B
SLF
Sun Life Financial Inc.
$80.85
+1.00%
FINANCIAL SERVICES · Cap: $43.97B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 3717% more annual revenue ($35.53B vs $930.76M). SFNC leads profitability with a 28.0% profit margin vs 9.5%. SLF appears more attractively valued with a PEG of 1.33. SLF earns a higher WallStSmart Score of 67/100 (B-).
SFNC
Strong Buy66
out of 100
Grade: B-
SLF
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 28 of every $100 in revenue as profit
Strong operational efficiency at 25.8%
Reasonable price relative to book value
Earnings expanding 43.2% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
ROE of -10.5% — below average capital efficiency
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SFNC
The strongest argument for SFNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 28.0% and operating margin at 25.8%. Revenue growth of 14.3% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on Price/Book, EPS Growth. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : SFNC
The primary concerns for SFNC are Piotroski F-Score, PEG Ratio, Return on Equity.
Bear Case : SLF
The primary concerns for SLF are Altman Z-Score.
Key Dynamics to Monitor
SFNC profiles as a mature stock while SLF is a value play — different risk/reward profiles.
SFNC carries more volatility with a beta of 0.94 — expect wider price swings.
SFNC is growing revenue faster at 14.3% — sustainability is the question.
SFNC generates stronger free cash flow (126M), providing more financial flexibility.
Bottom Line
SLF scores higher overall (67/100 vs 66/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Simmons First National Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Simmons First National Corporation is the holding company of Simmons Bank providing banking and financial products and services to individuals and businesses. The company is headquartered in Pine Bluff, Arkansas.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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