WallStSmart

American International Group Inc (AIG)vsHannon Armstrong Sustainable Infrastructure Capital Inc (HASI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 27727% more annual revenue ($26.70B vs $95.95M). HASI leads profitability with a 192.3% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.64. AIG earns a higher WallStSmart Score of 69/100 (B-).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

HASI

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.3Quality: 5.8
Piotroski: 2/9Altman Z: 1.05

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

HASI3 strengths · Avg: 9.3/10
Profit MarginProfitability
192.3%10/10

Keeps 192 of every $100 in revenue as profit

EPS GrowthGrowth
220.8%10/10

Earnings expanding 220.8% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

HASI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

P/E RatioValuation
30.1x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : HASI

The strongest argument for HASI centers on Profit Margin, EPS Growth, Price/Book. Profitability is solid with margins at 192.3% and operating margin at 10.6%.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : HASI

The primary concerns for HASI are PEG Ratio, P/E Ratio, Return on Equity.

Key Dynamics to Monitor

AIG profiles as a value stock while HASI is a declining play — different risk/reward profiles.

HASI carries more volatility with a beta of 1.46 — expect wider price swings.

AIG is growing revenue faster at 1.4% — sustainability is the question.

HASI generates stronger free cash flow (254M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (69/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Hannon Armstrong Sustainable Infrastructure Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.

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