WallStSmart

Hannon Armstrong Sustainable Infrastructure Capital Inc (HASI)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 36250% more annual revenue ($34.88B vs $95.95M). HASI leads profitability with a 192.3% profit margin vs 10.2%. SLF appears more attractively valued with a PEG of 1.18. SLF earns a higher WallStSmart Score of 67/100 (B-).

HASI

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.3Quality: 5.8
Piotroski: 2/9Altman Z: 1.05

SLF

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 6.0Value: 6.3Quality: 5.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HASI3 strengths · Avg: 9.3/10
Profit MarginProfitability
192.3%10/10

Keeps 192 of every $100 in revenue as profit

EPS GrowthGrowth
220.8%10/10

Earnings expanding 220.8% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

SLF4 strengths · Avg: 8.5/10
EPS GrowthGrowth
240.9%10/10

Earnings expanding 240.9% YoY

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.28B8/10

Generating 5.3B in free cash flow

Areas to Watch

HASI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

P/E RatioValuation
30.1x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

SLF1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : HASI

The strongest argument for HASI centers on Profit Margin, EPS Growth, Price/Book. Profitability is solid with margins at 192.3% and operating margin at 10.6%.

Bull Case : SLF

The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bear Case : HASI

The primary concerns for HASI are PEG Ratio, P/E Ratio, Return on Equity.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth.

Key Dynamics to Monitor

HASI profiles as a declining stock while SLF is a value play — different risk/reward profiles.

HASI carries more volatility with a beta of 1.46 — expect wider price swings.

SLF is growing revenue faster at 4.7% — sustainability is the question.

SLF generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

SLF scores higher overall (67/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hannon Armstrong Sustainable Infrastructure Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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