WallStSmart

Hannon Armstrong Sustainable Infrastructure Capital Inc (HASI)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 29905% more annual revenue ($28.79B vs $95.95M). HASI leads profitability with a 192.3% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HASI

Buy

56

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.3Quality: 5.8
Piotroski: 2/9Altman Z: 1.05

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HASI3 strengths · Avg: 9.3/10
Profit MarginProfitability
192.3%10/10

Keeps 192 of every $100 in revenue as profit

EPS GrowthGrowth
220.8%10/10

Earnings expanding 220.8% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

HASI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

P/E RatioValuation
30.1x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : HASI

The strongest argument for HASI centers on Profit Margin, EPS Growth, Price/Book. Profitability is solid with margins at 192.3% and operating margin at 10.6%.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : HASI

The primary concerns for HASI are PEG Ratio, P/E Ratio, Return on Equity.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

HASI profiles as a declining stock while HIG is a value play — different risk/reward profiles.

HASI carries more volatility with a beta of 1.46 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hannon Armstrong Sustainable Infrastructure Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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