WallStSmart

Hannon Armstrong Sustainable Infrastructure Capital Inc (HASI)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 22921% more annual revenue ($29.32B vs $127.34M). HASI leads profitability with a 67.6% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

HASI

Strong Buy

70

out of 100

Grade: B

Growth: 8.7Profit: 6.5Value: 4.3Quality: 4.5
Piotroski: 2/9Altman Z: 0.83

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HASI5 strengths · Avg: 8.8/10
Profit MarginProfitability
67.6%10/10

Keeps 68 of every $100 in revenue as profit

Revenue GrowthGrowth
804.0%10/10

Revenue surging 804.0% year-over-year

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

EPS GrowthGrowth
24.5%8/10

Earnings expanding 24.5% YoY

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
36.1%8/10

Earnings expanding 36.1% YoY

Areas to Watch

HASI4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.3%3/10

ROE of 2.3% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
61.0x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
0.832/10

Distress zone — elevated risk

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HASI

The strongest argument for HASI centers on Profit Margin, Revenue Growth, Price/Book. Profitability is solid with margins at 67.6% and operating margin at 22.2%. Revenue growth of 804.0% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : HASI

The primary concerns for HASI are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 61.0x leaves little room for execution misses. Debt-to-equity of 2.32 is elevated, increasing financial risk.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

HASI profiles as a growth stock while HIG is a value play — different risk/reward profiles.

HASI carries more volatility with a beta of 1.42 — expect wider price swings.

HASI is growing revenue faster at 804.0% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 70/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hannon Armstrong Sustainable Infrastructure Capital Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Hannon Armstrong Sustainable Infrastructure Capital, Inc. provides capital and services to the energy efficiency, renewable energy, and other sustainable infrastructure markets in the United States. The company is headquartered in Annapolis, Maryland.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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