Aspen Insurance Holdings Limited (AHL)vsThe Allstate Corporation (ALL)
AHL
Aspen Insurance Holdings Limited
$37.50
0.00%
FINANCIAL SERVICES · Cap: $2.81B
ALL
The Allstate Corporation
$229.50
-5.50%
FINANCIAL SERVICES · Cap: $64.15B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 2095% more annual revenue ($70.14B vs $3.19B). ALL leads profitability with a 19.0% profit margin vs 0.1%. AHL trades at a lower P/E of 4.9x. ALL earns a higher WallStSmart Score of 82/100 (A-).
AHL
Hold50
out of 100
Grade: D+
ALL
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
0.1% revenue growth
Distress zone — elevated risk
0.1% margin — thin
Operating margin of 0.1%
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL
The strongest argument for AHL centers on P/E Ratio, Price/Book, Debt/Equity.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bear Case : AHL
The primary concerns for AHL are Revenue Growth, Altman Z-Score, Profit Margin. Thin 0.1% margins leave little buffer for downturns.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AHL profiles as a value stock while ALL is a mature play — different risk/reward profiles.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (82/100 vs 50/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited, participates in insurance and reinsurance businesses in the United States and internationally. The company is headquartered in Hamilton, Bermuda.
Visit Website →The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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