Aspen Insurance Holdings Limited (AHL-P-D)vsThe Allstate Corporation (ALL)
AHL-P-D
Aspen Insurance Holdings Limited
$17.11
-0.70%
FINANCIAL SERVICES · Cap: $1.25B
ALL
The Allstate Corporation
$239.60
+1.45%
FINANCIAL SERVICES · Cap: $56.71B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 2078% more annual revenue ($70.14B vs $3.22B). ALL leads profitability with a 19.0% profit margin vs 10.6%. ALL earns a higher WallStSmart Score of 85/100 (A-).
AHL-P-D
Hold45
out of 100
Grade: D+
ALL
Exceptional Buy85
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 30.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 7.6%
Earnings declined 48.2%
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL-P-D
The strongest argument for AHL-P-D centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bear Case : AHL-P-D
The primary concerns for AHL-P-D are Market Cap, Piotroski F-Score, Revenue Growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AHL-P-D profiles as a declining stock while ALL is a mature play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.14 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (85/100 vs 45/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited (AHL-P-D) offers institutional investors a compelling opportunity through its 5.625% Perpetual Non-Cumulative Preference Shares, providing a steady fixed dividend yield. The company's strong emphasis on rigorous risk management in the insurance and reinsurance sectors underpins its commitment to financial stability and sustainable growth. With a robust capital structure that ensures liquidity and positions the firm for strategic initiatives, AHL-P-D serves as an appealing choice for investors seeking both reliable income and potential growth in a complex market landscape.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?