Aspen Insurance Holdings Limited (AHL-P-D)vsThe Allstate Corporation (ALL)
AHL-P-D
Aspen Insurance Holdings Limited
$18.82
+0.05%
FINANCIAL SERVICES · Cap: $1.25B
ALL
The Allstate Corporation
$249.90
+3.32%
FINANCIAL SERVICES · Cap: $64.01B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 2017% more annual revenue ($68.17B vs $3.22B). ALL leads profitability with a 17.8% profit margin vs 10.6%. ALL earns a higher WallStSmart Score of 72/100 (B).
AHL-P-D
Hold45
out of 100
Grade: D+
ALL
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 30.2%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 7.6%
Earnings declined 48.2%
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AHL-P-D
The strongest argument for AHL-P-D centers on Price/Book, Operating Margin, Debt/Equity.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bear Case : AHL-P-D
The primary concerns for AHL-P-D are Market Cap, Piotroski F-Score, Revenue Growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AHL-P-D profiles as a declining stock while ALL is a value play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.17 — expect wider price swings.
ALL is growing revenue faster at 3.0% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (72/100 vs 45/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aspen Insurance Holdings Limited
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Aspen Insurance Holdings Limited (AHL-P-D) represents a strategic investment for institutional investors focusing on fixed income, offering a robust fixed dividend yield through its 5.625% Perpetual Non-Cumulative Preference Shares. With a strong emphasis on risk management in the insurance and reinsurance sectors, Aspen demonstrates a commitment to financial stability and sustainable growth. Its solid capital base not only secures ample liquidity but also facilitates potential strategic ventures, making AHL-P-D an attractive option for investors seeking both income stability and growth potential in a dynamic market environment.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
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