WallStSmart

AGNC Investment Corp (AGNCM)vsRedwood Trust Inc (RWT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 913% more annual revenue ($1.80B vs $177.37M). AGNCM leads profitability with a 92.9% profit margin vs -39.5%. AGNCM earns a higher WallStSmart Score of 63/100 (C+).

AGNCM

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 5.0Quality: 2.5
Piotroski: 2/9Altman Z: -0.95

RWT

Buy

59

out of 100

Grade: C

Growth: 5.7Profit: 4.0Value: 6.7Quality: 4.5
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCM3 strengths · Avg: 9.3/10
Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

RWT3 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.1%10/10

Strong operational efficiency at 32.1%

Revenue GrowthGrowth
93.1%10/10

Revenue surging 93.1% year-over-year

Areas to Watch

AGNCM3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.211/10

Elevated debt levels

RWT4 concerns · Avg: 2.3/10
Market CapQuality
$661.19M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-6.4%2/10

ROE of -6.4% — below average capital efficiency

EPS GrowthGrowth
-52.6%2/10

Earnings declined 52.6%

Free Cash FlowQuality
$-3.36B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCM

The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : RWT

The strongest argument for RWT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 93.1% demonstrates continued momentum. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bear Case : AGNCM

The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.

Bear Case : RWT

The primary concerns for RWT are Market Cap, Return on Equity, EPS Growth. Debt-to-equity of 22.68 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNCM profiles as a mature stock while RWT is a hypergrowth play — different risk/reward profiles.

RWT carries more volatility with a beta of 1.59 — expect wider price swings.

RWT is growing revenue faster at 93.1% — sustainability is the question.

AGNCM generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

AGNCM scores higher overall (63/100 vs 59/100), backed by strong 92.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Redwood Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Redwood Trust, Inc., is a specialized finance company in the United States. The company is headquartered in Mill Valley, California.

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