AGNC Investment Corp (AGNCM)vsChicago Atlantic Real Estate Finance Inc (REFI)
AGNCM
AGNC Investment Corp
$24.70
+0.14%
REAL ESTATE · Cap: $8.68B
REFI
Chicago Atlantic Real Estate Finance Inc
$12.05
+0.33%
REAL ESTATE · Cap: $260.13M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 3188% more annual revenue ($1.80B vs $54.66M). AGNCM leads profitability with a 92.9% profit margin vs 65.9%. AGNCM earns a higher WallStSmart Score of 63/100 (C+).
AGNCM
Buy63
out of 100
Grade: C+
REFI
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AGNCM.
Margin of Safety
-4.2%
Fair Value
$11.42
Current Price
$12.05
$0.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 66 of every $100 in revenue as profit
Strong operational efficiency at 57.7%
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
2.7% revenue growth
Smaller company, higher risk/reward
Earnings declined 3.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : REFI
The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 65.9% and operating margin at 57.7%.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.
Bear Case : REFI
The primary concerns for REFI are Revenue Growth, Market Cap, EPS Growth.
Key Dynamics to Monitor
AGNCM profiles as a mature stock while REFI is a value play — different risk/reward profiles.
AGNCM carries more volatility with a beta of 1.35 — expect wider price swings.
AGNCM is growing revenue faster at 5.5% — sustainability is the question.
AGNCM generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNCM scores higher overall (63/100 vs 51/100), backed by strong 92.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Chicago Atlantic Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Chicago Atlantic Real Estate Finance Inc. is a specialized Real Estate Investment Trust (REIT) focused on providing secured financing solutions primarily to the cannabis industry. By capitalizing on the growth of this rapidly expanding sector, the company strategically positions itself to enhance shareholder returns through a diversified portfolio. With a commitment to robust risk management and a seasoned management team equipped with deep industry insights, Chicago Atlantic aims to navigate the complexities of evolving regulatory landscapes while delivering attractive risk-adjusted returns to investors.
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