AGNC Investment Corp. (AGNC)vsChicago Atlantic Real Estate Finance Inc (REFI)
AGNC
AGNC Investment Corp.
$10.17
-1.17%
REAL ESTATE · Cap: $11.84B
REFI
Chicago Atlantic Real Estate Finance Inc
$11.06
-1.95%
REAL ESTATE · Cap: $244.05M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 3121% more annual revenue ($1.60B vs $49.83M). AGNC leads profitability with a 91.7% profit margin vs 61.8%. REFI trades at a lower P/E of 8.0x. AGNC earns a higher WallStSmart Score of 73/100 (B).
AGNC
Strong Buy73
out of 100
Grade: B
REFI
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 62 of every $100 in revenue as profit
Strong operational efficiency at 54.3%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 34.2%
Earnings declined 51.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : REFI
The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 61.8% and operating margin at 54.3%.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Bear Case : REFI
The primary concerns for REFI are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AGNC profiles as a growth stock while REFI is a declining play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.31 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (73/100 vs 49/100), backed by strong 91.7% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Chicago Atlantic Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Chicago Atlantic Real Estate Finance Inc. is a forward-looking Real Estate Investment Trust (REIT) dedicated to offering secure financing solutions tailored to the burgeoning cannabis sector. Through strategic portfolio management and deep industry insights, the company aims to seize substantial growth prospects within this unique market. Chicago Atlantic employs a robust risk management framework to adeptly navigate the complexities of regulatory landscapes, ensuring the generation of competitive risk-adjusted returns for institutional investors. Led by an experienced management team, the firm is focused on maximizing shareholder value while adapting to the evolving dynamics of the industry.
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