WallStSmart

AGNC Investment Corp. (AGNC)vsInvesco Mortgage Capital Inc (IVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 1622% more annual revenue ($2.40B vs $139.44M). AGNC leads profitability with a 94.4% profit margin vs 86.1%. AGNC appears more attractively valued with a PEG of 3.48. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 4.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.93

IVR

Strong Buy

69

out of 100

Grade: B-

Growth: 7.7Profit: 7.5Value: 7.3Quality: 2.5
Piotroski: 3/9Altman Z: -1.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCSignificantly Overvalued (-45.0%)

Margin of Safety

-45.0%

Fair Value

$7.88

Current Price

$10.15

$2.27 premium

UndervaluedFair: $7.88Overvalued
IVRUndervalued (+57.3%)

Margin of Safety

+57.3%

Fair Value

$20.87

Current Price

$6.80

$14.07 discount

UndervaluedFair: $20.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
94.4%10/10

Keeps 94 of every $100 in revenue as profit

Operating MarginProfitability
95.6%10/10

Strong operational efficiency at 95.6%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

IVR5 strengths · Avg: 10.0/10
P/E RatioValuation
4.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
86.1%10/10

Keeps 86 of every $100 in revenue as profit

Operating MarginProfitability
86.5%10/10

Strong operational efficiency at 86.5%

Revenue GrowthGrowth
558.0%10/10

Revenue surging 558.0% year-over-year

Areas to Watch

AGNC4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.932/10

Distress zone — elevated risk

Debt/EquityHealth
7.161/10

Elevated debt levels

IVR4 concerns · Avg: 2.5/10
Market CapQuality
$726.94M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
7.202/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-1.482/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : IVR

The strongest argument for IVR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 86.1% and operating margin at 86.5%. Revenue growth of 558.0% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.

Bear Case : IVR

The primary concerns for IVR are Market Cap, Piotroski F-Score, PEG Ratio. Debt-to-equity of 6.27 is elevated, increasing financial risk.

Key Dynamics to Monitor

IVR carries more volatility with a beta of 1.57 — expect wider price swings.

IVR is growing revenue faster at 558.0% — sustainability is the question.

AGNC generates stronger free cash flow (218M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGNC scores higher overall (75/100 vs 69/100), backed by strong 94.4% margins and 546.0% revenue growth. IVR offers better value entry with a 57.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Invesco Mortgage Capital Inc

REAL ESTATE · REIT - MORTGAGE · USA

Invesco Mortgage Capital Inc. is a real estate investment trust (REIT) that primarily focuses on investing, financing, and managing mortgage-backed securities and other mortgage-related assets. The company is headquartered in Atlanta, Georgia.

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