Invesco Mortgage Capital Inc (IVR)vsAnnaly Capital Management, Inc. (NLY)
IVR
Invesco Mortgage Capital Inc
$5.45
-1.27%
REAL ESTATE · Cap: $603.86M
NLY
Annaly Capital Management, Inc.
$18.29
-0.27%
REAL ESTATE · Cap: $13.74B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 2234% more annual revenue ($3.25B vs $139.44M). NLY leads profitability with a 90.7% profit margin vs 86.1%. IVR appears more attractively valued with a PEG of 7.20. NLY earns a higher WallStSmart Score of 77/100 (B+).
IVR
Strong Buy69
out of 100
Grade: B-
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+54.0%
Fair Value
$19.41
Current Price
$5.45
$13.96 discount
Margin of Safety
-9.2%
Fair Value
$20.89
Current Price
$18.29
$2.60 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 86 of every $100 in revenue as profit
Strong operational efficiency at 86.5%
Revenue surging 558.0% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : IVR
The strongest argument for IVR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 86.1% and operating margin at 86.5%. Revenue growth of 558.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : IVR
The primary concerns for IVR are Market Cap, Piotroski F-Score, PEG Ratio. Debt-to-equity of 6.27 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
IVR carries more volatility with a beta of 1.64 — expect wider price swings.
IVR is growing revenue faster at 558.0% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 69/100), backed by strong 90.7% margins and 479.4% revenue growth. IVR offers better value entry with a 54.0% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Invesco Mortgage Capital Inc
REAL ESTATE · REIT - MORTGAGE · USA
Invesco Mortgage Capital Inc. is a real estate investment trust (REIT) that primarily focuses on investing, financing, and managing mortgage-backed securities and other mortgage-related assets. The company is headquartered in Atlanta, Georgia.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
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