Invesco Mortgage Capital Inc (IVR)vsAnnaly Capital Management, Inc. (NLY)
IVR
Invesco Mortgage Capital Inc
$7.41
-1.33%
REAL ESTATE · Cap: $761.86M
NLY
Annaly Capital Management, Inc.
$23.05
-0.65%
REAL ESTATE · Cap: $16.86B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 3006% more annual revenue ($2.50B vs $80.53M). NLY leads profitability with a 87.4% profit margin vs 76.7%. IVR appears more attractively valued with a PEG of 7.20. NLY earns a higher WallStSmart Score of 77/100 (B+).
IVR
Buy64
out of 100
Grade: C+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.6%
Fair Value
$12.16
Current Price
$7.41
$4.75 discount
Margin of Safety
-37.5%
Fair Value
$16.59
Current Price
$23.05
$6.46 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 77 of every $100 in revenue as profit
Strong operational efficiency at 132.6%
Revenue surging 558.0% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 7.0% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : IVR
The strongest argument for IVR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 76.7% and operating margin at 132.6%. Revenue growth of 558.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : IVR
The primary concerns for IVR are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 6.09 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Key Dynamics to Monitor
IVR carries more volatility with a beta of 1.54 — expect wider price swings.
IVR is growing revenue faster at 558.0% — sustainability is the question.
IVR generates stronger free cash flow (27M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 64/100), backed by strong 87.4% margins and 48.8% revenue growth. IVR offers better value entry with a 26.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Invesco Mortgage Capital Inc
REAL ESTATE · REIT - MORTGAGE · USA
Invesco Mortgage Capital Inc. is a real estate investment trust (REIT) that primarily focuses on investing, financing, and managing mortgage-backed securities and other mortgage-related assets. The company is headquartered in Atlanta, Georgia.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?