Invesco Mortgage Capital Inc (IVR)vsAnnaly Capital Management, Inc. (NLY)
IVR
Invesco Mortgage Capital Inc
$8.05
+3.34%
REAL ESTATE · Cap: $666.33M
NLY
Annaly Capital Management, Inc.
$21.41
+1.57%
REAL ESTATE · Cap: $15.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 1887% more annual revenue ($2.38B vs $119.84M). NLY leads profitability with a 85.1% profit margin vs 84.5%. IVR trades at a lower P/E of 5.9x. NLY earns a higher WallStSmart Score of 75/100 (B).
IVR
Buy64
out of 100
Grade: C+
NLY
Strong Buy75
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.0%
Fair Value
$46.99
Current Price
$8.05
$38.94 discount
Margin of Safety
+83.2%
Fair Value
$135.72
Current Price
$21.41
$114.31 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 85 of every $100 in revenue as profit
Strong operational efficiency at 91.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 85 of every $100 in revenue as profit
Strong operational efficiency at 93.7%
Revenue surging 113.9% year-over-year
Earnings expanding 81.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : IVR
The strongest argument for IVR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 84.5% and operating margin at 91.9%.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 85.1% and operating margin at 93.7%. Revenue growth of 113.9% demonstrates continued momentum.
Bear Case : IVR
The primary concerns for IVR are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 7.05 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
IVR profiles as a mature stock while NLY is a growth play — different risk/reward profiles.
IVR carries more volatility with a beta of 1.72 — expect wider price swings.
NLY is growing revenue faster at 113.9% — sustainability is the question.
NLY generates stronger free cash flow (472M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (75/100 vs 64/100), backed by strong 85.1% margins and 113.9% revenue growth. IVR offers better value entry with a 81.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Invesco Mortgage Capital Inc
REAL ESTATE · REIT - MORTGAGE · USA
Invesco Mortgage Capital Inc. is a real estate investment trust (REIT) that primarily focuses on investing, financing, and managing mortgage-backed securities and other mortgage-related assets. The company is headquartered in Atlanta, Georgia.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
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