WallStSmart

Aegon NV ADR (AEG)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 9753% more annual revenue ($371.44B vs $3.77B). AEG leads profitability with a 26.0% profit margin vs 18.0%. BRK-B appears more attractively valued with a PEG of 10.06. BRK-B earns a higher WallStSmart Score of 54/100 (C-).

AEG

Hold

47

out of 100

Grade: D+

Growth: 2.7Profit: 5.5Value: 4.7Quality: 4.5
Piotroski: 5/9Altman Z: 0.19

BRK-B

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.7Quality: 8.5
Piotroski: 4/9Altman Z: 2.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AEGSignificantly Overvalued (-27.9%)

Margin of Safety

-27.9%

Fair Value

$6.12

Current Price

$7.07

$0.95 premium

UndervaluedFair: $6.12Overvalued
BRK-BSignificantly Overvalued (-134.4%)

Margin of Safety

-134.4%

Fair Value

$210.94

Current Price

$479.33

$268.39 premium

UndervaluedFair: $210.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AEG3 strengths · Avg: 9.7/10
P/E RatioValuation
7.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
26.0%9/10

Keeps 26 of every $100 in revenue as profit

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.04T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

Areas to Watch

AEG4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
3.5%4/10

3.5% revenue growth

PEG RatioValuation
14.092/10

Expensive relative to growth rate

EPS GrowthGrowth
-46.2%2/10

Earnings declined 46.2%

Free Cash FlowQuality
$-202.00M2/10

Negative free cash flow — burning cash

BRK-B3 concerns · Avg: 2.0/10
PEG RatioValuation
10.062/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : AEG

The strongest argument for AEG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 26.0% and operating margin at -25.3%.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bear Case : AEG

The primary concerns for AEG are Revenue Growth, PEG Ratio, EPS Growth.

Bear Case : BRK-B

The primary concerns for BRK-B are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

AEG profiles as a value stock while BRK-B is a declining play — different risk/reward profiles.

BRK-B carries more volatility with a beta of 0.69 — expect wider price swings.

AEG is growing revenue faster at 3.5% — sustainability is the question.

BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (54/100 vs 47/100), backed by strong 18.0% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Aegon NV ADR

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Aegon NV offers a range of financial services in the Americas, Europe and Asia. The company is headquartered in The Hague, the Netherlands.

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Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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