Arch Capital Group Ltd. (ACGL)vsAegon NV ADR (AEG)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
AEG
Aegon NV ADR
$8.24
+1.52%
FINANCIAL SERVICES · Cap: $12.80B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 62% more annual revenue ($19.78B vs $12.19B). ACGL leads profitability with a 24.6% profit margin vs 8.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
AEG
Hold40
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Every $100 of equity generates 28 in profit
Attractively priced relative to earnings
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Operating margin of 0.3%
Expensive relative to growth rate
Revenue declined 13.7%
Earnings declined 46.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : AEG
The strongest argument for AEG centers on Price/Book, Return on Equity, P/E Ratio.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : AEG
The primary concerns for AEG are Operating Margin, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while AEG is a value play — different risk/reward profiles.
AEG carries more volatility with a beta of 0.63 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 40/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Aegon NV ADR
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Aegon NV offers a range of financial services in the Americas, Europe and Asia. The company is headquartered in The Hague, the Netherlands.
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