Aegon NV ADR (AEG)vsAmerican International Group Inc (AIG)
AEG
Aegon NV ADR
$7.07
+1.58%
FINANCIAL SERVICES · Cap: $10.54B
AIG
American International Group Inc
$75.47
+1.52%
FINANCIAL SERVICES · Cap: $40.11B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 606% more annual revenue ($26.61B vs $3.77B). AEG leads profitability with a 26.0% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. AIG earns a higher WallStSmart Score of 60/100 (C).
AEG
Hold47
out of 100
Grade: D+
AIG
Buy60
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-27.9%
Fair Value
$6.12
Current Price
$7.07
$0.95 premium
Margin of Safety
-112.5%
Fair Value
$36.92
Current Price
$75.47
$38.55 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 26 of every $100 in revenue as profit
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
3.5% revenue growth
Expensive relative to growth rate
Earnings declined 46.2%
Negative free cash flow — burning cash
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AEG
The strongest argument for AEG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 26.0% and operating margin at -25.3%.
Bull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : AEG
The primary concerns for AEG are Revenue Growth, PEG Ratio, EPS Growth.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
AEG profiles as a value stock while AIG is a declining play — different risk/reward profiles.
AEG carries more volatility with a beta of 0.60 — expect wider price swings.
AEG is growing revenue faster at 3.5% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aegon NV ADR
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Aegon NV offers a range of financial services in the Americas, Europe and Asia. The company is headquartered in The Hague, the Netherlands.
Visit Website →American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
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