WallStSmart

Automatic Data Processing Inc (ADP)vsWM Technology Inc (MAPS)

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Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 12721% more annual revenue ($22.26B vs $173.65M). ADP leads profitability with a 20.3% profit margin vs 0.9%. ADP trades at a lower P/E of 26.1x. ADP earns a higher WallStSmart Score of 64/100 (C+).

ADP

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 3.3Quality: 4.0
Piotroski: 2/9Altman Z: 0.53

MAPS

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 6.3Quality: 7.0
Piotroski: 2/9Altman Z: 2.37
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-74.7%)

Margin of Safety

-74.7%

Fair Value

$168.19

Current Price

$307.09

$138.90 premium

UndervaluedFair: $168.19Overvalued
MAPSUndervalued (+78.0%)

Margin of Safety

+78.0%

Fair Value

$3.11

Current Price

$0.29

$2.81 discount

UndervaluedFair: $3.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 8.8/10
Return on EquityProfitability
73.2%10/10

Every $100 of equity generates 73 in profit

Market CapQuality
$116.00B9/10

Large-cap with strong market position

Profit MarginProfitability
20.3%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
26.7%8/10

Strong operational efficiency at 26.7%

Free Cash FlowQuality
$1.36B8/10

Generating 1.4B in free cash flow

MAPS1 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Areas to Watch

ADP4 concerns · Avg: 2.8/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Price/BookValuation
23.9x2/10

Trading at 23.9x book value

MAPS4 concerns · Avg: 3.3/10
P/E RatioValuation
38.0x4/10

Premium valuation, high expectations priced in

Market CapQuality
$65.75M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.5%3/10

ROE of 2.5% — below average capital efficiency

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.

Bull Case : MAPS

The strongest argument for MAPS centers on Price/Book.

Bear Case : ADP

The primary concerns for ADP are P/E Ratio, Piotroski F-Score, PEG Ratio.

Bear Case : MAPS

The primary concerns for MAPS are P/E Ratio, Market Cap, Return on Equity. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

ADP profiles as a mature stock while MAPS is a value play — different risk/reward profiles.

ADP carries more volatility with a beta of 0.84 — expect wider price swings.

ADP is growing revenue faster at 6.1% — sustainability is the question.

ADP generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ADP scores higher overall (64/100 vs 36/100), backed by strong 20.3% margins. MAPS offers better value entry with a 78.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

WM Technology Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

WM Technology Inc. (MAPS) stands out as a leading technology provider within the rapidly evolving cannabis industry, offering a comprehensive suite of solutions that includes point-of-sale systems, e-commerce platforms, and compliance management tools. With a strong emphasis on innovation and customer service, the company is dedicated to empowering cannabis businesses to improve operational efficiency and adeptly manage regulatory challenges. As the legal cannabis market experiences significant growth, WM Technology's integrated offerings position it as a crucial partner for clients aiming to succeed and differentiate themselves in an increasingly competitive environment.

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