WallStSmart

New York Mortgage Trust, Inc. (ADAM)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 2983% more annual revenue ($11.77B vs $381.67M). ADAM leads profitability with a 53.0% profit margin vs 12.0%. ADAM appears more attractively valued with a PEG of 2.50. ADAM earns a higher WallStSmart Score of 79/100 (B+).

ADAM

Strong Buy

79

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 7.3Quality: 4.5
Piotroski: 4/9Altman Z: -0.60

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 3.0Quality: 6.3
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADAMUndervalued (+19.3%)

Margin of Safety

+19.3%

Fair Value

$9.89

Current Price

$9.51

$0.38 discount

UndervaluedFair: $9.89Overvalued

Intrinsic value data unavailable for WELL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADAM6 strengths · Avg: 9.7/10
P/E RatioValuation
5.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
53.0%10/10

Keeps 53 of every $100 in revenue as profit

Operating MarginProfitability
51.7%10/10

Strong operational efficiency at 51.7%

Revenue GrowthGrowth
129.8%10/10

Revenue surging 129.8% year-over-year

EPS GrowthGrowth
21.2%8/10

Earnings expanding 21.2% YoY

WELL4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
38.3%10/10

Revenue surging 38.3% year-over-year

EPS GrowthGrowth
157.9%10/10

Earnings expanding 157.9% YoY

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Market CapQuality
$172.98B9/10

Large-cap with strong market position

Areas to Watch

ADAM3 concerns · Avg: 3.0/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

Market CapQuality
$848.47M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.602/10

Distress zone — elevated risk

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
3.3%3/10

ROE of 3.3% — below average capital efficiency

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
118.4x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ADAM

The strongest argument for ADAM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 38.3% demonstrates continued momentum.

Bear Case : ADAM

The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 118.4x leaves little room for execution misses.

Key Dynamics to Monitor

ADAM carries more volatility with a beta of 1.25 — expect wider price swings.

ADAM is growing revenue faster at 129.8% — sustainability is the question.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ADAM scores higher overall (79/100 vs 57/100), backed by strong 53.0% margins and 129.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

New York Mortgage Trust, Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.

Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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