New York Mortgage Trust, Inc. (ADAM)vsStarwood Property Trust Inc (STWD)
ADAM
New York Mortgage Trust, Inc.
$9.51
+0.74%
REAL ESTATE · Cap: $848.47M
STWD
Starwood Property Trust Inc
$16.26
+1.82%
REAL ESTATE · Cap: $6.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 52% more annual revenue ($580.84M vs $381.67M). STWD leads profitability with a 60.5% profit margin vs 53.0%. STWD appears more attractively valued with a PEG of 1.74. ADAM earns a higher WallStSmart Score of 79/100 (B+).
ADAM
Strong Buy79
out of 100
Grade: B+
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+19.3%
Fair Value
$9.89
Current Price
$9.51
$0.38 discount
Margin of Safety
+84.5%
Fair Value
$116.56
Current Price
$16.26
$100.30 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 51.7%
Revenue surging 129.8% year-over-year
Earnings expanding 21.2% YoY
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : ADAM
The strongest argument for ADAM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : ADAM
The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
ADAM carries more volatility with a beta of 1.25 — expect wider price swings.
ADAM is growing revenue faster at 129.8% — sustainability is the question.
ADAM generates stronger free cash flow (16M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ADAM scores higher overall (79/100 vs 59/100), backed by strong 53.0% margins and 129.8% revenue growth. STWD offers better value entry with a 84.5% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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