New York Mortgage Trust, Inc. (ADAM)vsAGNC Investment Corp. (AGNCM)
ADAM
New York Mortgage Trust, Inc.
$5.93
-9.33%
REAL ESTATE · Cap: $590.59M
AGNCM
AGNC Investment Corp.
$23.77
-0.96%
REAL ESTATE · Cap: $8.83B
Smart Verdict
WallStSmart Research — data-driven comparison
New York Mortgage Trust, Inc. generates 62% more annual revenue ($381.67M vs $236.00M). ADAM leads profitability with a 53.0% profit margin vs 43.6%. ADAM earns a higher WallStSmart Score of 81/100 (A-).
ADAM
Exceptional Buy81
out of 100
Grade: A-
AGNCM
Buy57
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+14.8%
Fair Value
$9.37
Current Price
$5.93
$3.44 discount
Intrinsic value data unavailable for AGNCM.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 51.7%
Revenue surging 129.8% year-over-year
Earnings expanding 21.2% YoY
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 102.1%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ADAM
The strongest argument for ADAM centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.
Bull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 43.6% and operating margin at 102.1%. Revenue growth of 546.0% demonstrates continued momentum.
Bear Case : ADAM
The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score. Debt-to-equity of 7.70 is elevated, increasing financial risk.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.37 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCM carries more volatility with a beta of 1.34 — expect wider price swings.
AGNCM is growing revenue faster at 546.0% — sustainability is the question.
AGNCM generates stronger free cash flow (218M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ADAM scores higher overall (81/100 vs 57/100), backed by strong 53.0% margins and 129.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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