New York Mortgage Trust, Inc. (ADAM)vsAT&T Inc. 5.35% GLB NTS 66 (TBB)
ADAM
New York Mortgage Trust, Inc.
$5.93
-9.33%
REAL ESTATE · Cap: $590.59M
TBB
AT&T Inc. 5.35% GLB NTS 66
$17.90
+0.85%
REAL ESTATE · Cap: $132.56B
Smart Verdict
WallStSmart Research — data-driven comparison
ADAM leads profitability with a 53.0% profit margin vs 0.0%. ADAM earns a higher WallStSmart Score of 81/100 (A-).
ADAM
Exceptional Buy81
out of 100
Grade: A-
TBB
Avoid25
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+14.8%
Fair Value
$9.37
Current Price
$5.93
$3.44 discount
Intrinsic value data unavailable for TBB.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 51.7%
Revenue surging 129.8% year-over-year
Earnings expanding 21.2% YoY
Attractively priced relative to earnings
Large-cap with strong market position
Generating 5.4B in free cash flow
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
0.0% revenue growth
0.0% earnings growth
0.0% margin — thin
Operating margin of 0.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : ADAM
The strongest argument for ADAM centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.
Bull Case : TBB
The strongest argument for TBB centers on P/E Ratio, Market Cap, Free Cash Flow.
Bear Case : ADAM
The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score. Debt-to-equity of 7.70 is elevated, increasing financial risk.
Bear Case : TBB
The primary concerns for TBB are Revenue Growth, EPS Growth, Profit Margin.
Key Dynamics to Monitor
ADAM profiles as a growth stock while TBB is a value play — different risk/reward profiles.
ADAM is growing revenue faster at 129.8% — sustainability is the question.
TBB generates stronger free cash flow (5.4B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ADAM scores higher overall (81/100 vs 25/100), backed by strong 53.0% margins and 129.8% revenue growth. Both earn "Exceptional Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.
AT&T Inc. 5.35% GLB NTS 66
REAL ESTATE · REIT - RESIDENTIAL · USA
AT&T Inc. provides digital entertainment communications and services. The company is headquartered in Dallas, Texas.
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