New York Mortgage Trust, Inc. (ADAM)vsAGNC Investment Corp. (AGNCP)
ADAM
New York Mortgage Trust, Inc.
$9.51
+0.74%
REAL ESTATE · Cap: $848.47M
AGNCP
AGNC Investment Corp.
$25.20
+0.12%
REAL ESTATE · Cap: $6.46B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 529% more annual revenue ($2.40B vs $381.67M). AGNCP leads profitability with a 94.4% profit margin vs 53.0%. ADAM earns a higher WallStSmart Score of 79/100 (B+).
ADAM
Strong Buy79
out of 100
Grade: B+
AGNCP
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+19.3%
Fair Value
$9.89
Current Price
$9.51
$0.38 discount
Margin of Safety
+18.1%
Fair Value
$30.58
Current Price
$25.20
$5.38 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 53 of every $100 in revenue as profit
Strong operational efficiency at 51.7%
Revenue surging 129.8% year-over-year
Earnings expanding 21.2% YoY
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ADAM
The strongest argument for ADAM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 53.0% and operating margin at 51.7%. Revenue growth of 129.8% demonstrates continued momentum.
Bull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bear Case : ADAM
The primary concerns for ADAM are PEG Ratio, Market Cap, Altman Z-Score.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCP carries more volatility with a beta of 1.30 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (387M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ADAM scores higher overall (79/100 vs 64/100), backed by strong 53.0% margins and 129.8% revenue growth. AGNCP offers better value entry with a 18.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
New York Mortgage Trust, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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