WallStSmart

New York Mortgage Trust, Inc. (ADAM)vsAGNC Investment Corp. (AGNCP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 470% more annual revenue ($1.80B vs $315.03M). AGNCP leads profitability with a 92.9% profit margin vs 47.3%. ADAM earns a higher WallStSmart Score of 69/100 (B-).

ADAM

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 7.5Value: 8.7Quality: 5.0

AGNCP

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 5.0Quality: 2.5
Piotroski: 2/9Altman Z: -0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADAMUndervalued (+6.6%)

Margin of Safety

+6.6%

Fair Value

$8.54

Current Price

$7.53

$1.01 discount

UndervaluedFair: $8.54Overvalued

Intrinsic value data unavailable for AGNCP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADAM5 strengths · Avg: 10.0/10
P/E RatioValuation
6.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
47.3%10/10

Keeps 47 of every $100 in revenue as profit

Operating MarginProfitability
48.4%10/10

Strong operational efficiency at 48.4%

Revenue GrowthGrowth
189.6%10/10

Revenue surging 189.6% year-over-year

AGNCP3 strengths · Avg: 9.3/10
Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

ADAM3 concerns · Avg: 3.7/10
PEG RatioValuation
2.504/10

Expensive relative to growth rate

EPS GrowthGrowth
0.6%4/10

0.6% earnings growth

Market CapQuality
$664.99M3/10

Smaller company, higher risk/reward

AGNCP3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.211/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ADAM

The strongest argument for ADAM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 47.3% and operating margin at 48.4%. Revenue growth of 189.6% demonstrates continued momentum.

Bull Case : AGNCP

The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bear Case : ADAM

The primary concerns for ADAM are PEG Ratio, EPS Growth, Market Cap.

Bear Case : AGNCP

The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.

Key Dynamics to Monitor

ADAM profiles as a growth stock while AGNCP is a mature play — different risk/reward profiles.

AGNCP carries more volatility with a beta of 1.35 — expect wider price swings.

ADAM is growing revenue faster at 189.6% — sustainability is the question.

AGNCP generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

ADAM scores higher overall (69/100 vs 64/100), backed by strong 47.3% margins and 189.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

New York Mortgage Trust, Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company is headquartered in New York, New York.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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