WallStSmart

Acres Commercial Realty Corp (ACR)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 608% more annual revenue ($597.28M vs $84.41M). STWD leads profitability with a 38.2% profit margin vs 16.6%. STWD earns a higher WallStSmart Score of 49/100 (D+).

ACR

Hold

49

out of 100

Grade: D+

Growth: 7.3Profit: 4.5Value: 4.0Quality: 4.5
Piotroski: 4/9

STWD

Hold

49

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 6.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACRSignificantly Overvalued (-26.6%)

Margin of Safety

-26.6%

Fair Value

$14.39

Current Price

$13.36

$1.03 premium

UndervaluedFair: $14.39Overvalued
STWDUndervalued (+84.7%)

Margin of Safety

+84.7%

Fair Value

$118.26

Current Price

$14.94

$103.32 discount

UndervaluedFair: $118.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACR2 strengths · Avg: 10.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
272.2%10/10

Earnings expanding 272.2% YoY

STWD2 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
38.2%10/10

Keeps 38 of every $100 in revenue as profit

Areas to Watch

ACR4 concerns · Avg: 2.3/10
Market CapQuality
$97.41M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Revenue GrowthGrowth
-14.8%2/10

Revenue declined 14.8%

Operating MarginProfitability
-2.2%1/10

Operating margin of -2.2%

STWD4 concerns · Avg: 3.5/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ACR

The strongest argument for ACR centers on Price/Book, EPS Growth. Profitability is solid with margins at 16.6% and operating margin at -2.2%.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : ACR

The primary concerns for ACR are Market Cap, Return on Equity, Revenue Growth. Debt-to-equity of 4.43 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

ACR profiles as a declining stock while STWD is a mature play — different risk/reward profiles.

ACR carries more volatility with a beta of 1.06 — expect wider price swings.

STWD is growing revenue faster at 13.4% — sustainability is the question.

ACR generates stronger free cash flow (5M), providing more financial flexibility.

Bottom Line

ACR scores higher overall (49/100 vs 49/100), backed by strong 16.6% margins. STWD offers better value entry with a 84.7% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Acres Commercial Realty Corp

REAL ESTATE · REIT - MORTGAGE · USA

ACRES Commercial Realty Corp. The company is headquartered in Westbury, New York.

Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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