Acres Commercial Realty Corp (ACR)vsAnnaly Capital Management, Inc. (NLY)
ACR
Acres Commercial Realty Corp
$17.64
-0.85%
REAL ESTATE · Cap: $131.07M
NLY
Annaly Capital Management, Inc.
$21.22
-0.24%
REAL ESTATE · Cap: $16.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 2750% more annual revenue ($2.50B vs $87.77M). NLY leads profitability with a 87.4% profit margin vs 29.6%. NLY trades at a lower P/E of 7.1x. NLY earns a higher WallStSmart Score of 77/100 (B+).
ACR
Buy62
out of 100
Grade: C+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-21.6%
Fair Value
$14.99
Current Price
$17.64
$2.65 premium
Margin of Safety
-37.8%
Fair Value
$16.55
Current Price
$21.22
$4.67 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 272.2% YoY
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 20.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Moderate valuation
0.4% revenue growth
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACR
The strongest argument for ACR centers on Price/Book, EPS Growth, Profit Margin. Profitability is solid with margins at 29.6% and operating margin at 20.9%.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : ACR
The primary concerns for ACR are P/E Ratio, Revenue Growth, Market Cap. Debt-to-equity of 4.54 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 7.18 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACR profiles as a value stock while NLY is a growth play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.25 — expect wider price swings.
NLY is growing revenue faster at 48.8% — sustainability is the question.
ACR generates stronger free cash flow (913,000), providing more financial flexibility.
Bottom Line
NLY scores higher overall (77/100 vs 62/100), backed by strong 87.4% margins and 48.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Acres Commercial Realty Corp
REAL ESTATE · REIT - MORTGAGE · USA
ACRES Commercial Realty Corp. The company is headquartered in Westbury, New York.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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