WallStSmart

Acres Commercial Realty Corp (ACR)vsAGNC Investment Corp (AGNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 1949% more annual revenue ($1.80B vs $87.69M). AGNC leads profitability with a 92.9% profit margin vs 24.3%. AGNC trades at a lower P/E of 6.8x. AGNC earns a higher WallStSmart Score of 75/100 (B+).

ACR

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 6.5Value: 3.0Quality: 3.0
Piotroski: 5/9Altman Z: -0.03

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACRSignificantly Overvalued (-1201.4%)

Margin of Safety

-1201.4%

Fair Value

$1.40

Current Price

$19.04

$17.64 premium

UndervaluedFair: $1.40Overvalued
AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACR3 strengths · Avg: 9.7/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.9%10/10

Strong operational efficiency at 33.9%

Profit MarginProfitability
24.3%9/10

Keeps 24 of every $100 in revenue as profit

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

Areas to Watch

ACR4 concerns · Avg: 3.0/10
EPS GrowthGrowth
2.7%4/10

2.7% earnings growth

Market CapQuality
$138.43M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.6%3/10

ROE of 5.6% — below average capital efficiency

P/E RatioValuation
633.3x2/10

Premium valuation, high expectations priced in

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACR

The strongest argument for ACR centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 33.9%.

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bear Case : ACR

The primary concerns for ACR are EPS Growth, Market Cap, Return on Equity. A P/E of 633.3x leaves little room for execution misses. Debt-to-equity of 2.85 is elevated, increasing financial risk.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

ACR profiles as a declining stock while AGNC is a mature play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.35 — expect wider price swings.

AGNC is growing revenue faster at 5.5% — sustainability is the question.

AGNC generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 62/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Acres Commercial Realty Corp

REAL ESTATE · REIT - MORTGAGE · USA

ACRES Commercial Realty Corp. The company is headquartered in Westbury, New York.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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