WallStSmart

Acres Commercial Realty Corp (ACR)vsAGNC Investment Corp. (AGNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 2744% more annual revenue ($2.40B vs $84.41M). AGNC leads profitability with a 94.4% profit margin vs 16.6%. AGNC earns a higher WallStSmart Score of 75/100 (B+).

ACR

Hold

49

out of 100

Grade: D+

Growth: 7.3Profit: 4.5Value: 4.0Quality: 4.5
Piotroski: 4/9

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 4.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.93
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACRSignificantly Overvalued (-26.6%)

Margin of Safety

-26.6%

Fair Value

$14.39

Current Price

$13.36

$1.03 premium

UndervaluedFair: $14.39Overvalued
AGNCSignificantly Overvalued (-45.0%)

Margin of Safety

-45.0%

Fair Value

$7.88

Current Price

$9.87

$1.99 premium

UndervaluedFair: $7.88Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACR2 strengths · Avg: 10.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
272.2%10/10

Earnings expanding 272.2% YoY

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
94.4%10/10

Keeps 94 of every $100 in revenue as profit

Operating MarginProfitability
95.6%10/10

Strong operational efficiency at 95.6%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

Areas to Watch

ACR4 concerns · Avg: 2.3/10
Market CapQuality
$97.41M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Revenue GrowthGrowth
-14.8%2/10

Revenue declined 14.8%

Operating MarginProfitability
-2.2%1/10

Operating margin of -2.2%

AGNC4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.932/10

Distress zone — elevated risk

Debt/EquityHealth
7.161/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ACR

The strongest argument for ACR centers on Price/Book, EPS Growth. Profitability is solid with margins at 16.6% and operating margin at -2.2%.

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.

Bear Case : ACR

The primary concerns for ACR are Market Cap, Return on Equity, Revenue Growth. Debt-to-equity of 4.43 is elevated, increasing financial risk.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.

Key Dynamics to Monitor

ACR profiles as a declining stock while AGNC is a growth play — different risk/reward profiles.

AGNC carries more volatility with a beta of 1.30 — expect wider price swings.

AGNC is growing revenue faster at 546.0% — sustainability is the question.

AGNC generates stronger free cash flow (218M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 49/100), backed by strong 94.4% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Acres Commercial Realty Corp

REAL ESTATE · REIT - MORTGAGE · USA

ACRES Commercial Realty Corp. The company is headquartered in Westbury, New York.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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