Arch Capital Group Ltd (ACGLN)vsSun Life Financial Inc. (SLF)
ACGLN
Arch Capital Group Ltd
$16.52
-2.02%
FINANCIAL SERVICES · Cap: $15.30B
SLF
Sun Life Financial Inc.
$62.07
-0.80%
FINANCIAL SERVICES · Cap: $34.44B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 75% more annual revenue ($34.88B vs $19.93B). ACGLN leads profitability with a 22.1% profit margin vs 10.2%. ACGLN trades at a lower P/E of 3.6x. SLF earns a higher WallStSmart Score of 74/100 (B).
ACGLN
Buy52
out of 100
Grade: C-
SLF
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+92.0%
Fair Value
$219.54
Current Price
$16.52
$203.02 discount
Margin of Safety
+69.0%
Fair Value
$209.66
Current Price
$62.07
$147.59 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Earnings expanding 240.9% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.3B in free cash flow
Areas to Watch
Distress zone — elevated risk
4.7% revenue growth
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGLN
The strongest argument for ACGLN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%.
Bull Case : SLF
The strongest argument for SLF centers on EPS Growth, PEG Ratio, P/E Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bear Case : ACGLN
The primary concerns for ACGLN are Altman Z-Score.
Bear Case : SLF
The primary concerns for SLF are Revenue Growth.
Key Dynamics to Monitor
ACGLN profiles as a mature stock while SLF is a value play — different risk/reward profiles.
SLF carries more volatility with a beta of 0.80 — expect wider price swings.
ACGLN is growing revenue faster at 8.5% — sustainability is the question.
SLF generates stronger free cash flow (5.3B), providing more financial flexibility.
Bottom Line
SLF scores higher overall (74/100 vs 52/100). ACGLN offers better value entry with a 92.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd. (ACGLN) is a leading global insurer and reinsurer, actively engaged in property, casualty, and mortgage insurance markets across North America, Europe, and Asia. The company is recognized for its disciplined underwriting practices and advanced risk management approaches, which enable it to adeptly manage a diverse portfolio of exposures. With a robust capital foundation and a focus on operational efficiency, Arch Capital is well-equipped to meet the evolving needs of its clients while driving sustainable shareholder returns. Furthermore, the firm's proactive investments in technology and data analytics enhance its competitive edge in a rapidly changing industry landscape.
Visit Website →Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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