Arch Capital Group Ltd (ACGLN)vsAmerican International Group Inc (AIG)
ACGLN
Arch Capital Group Ltd
$17.10
-0.18%
FINANCIAL SERVICES · Cap: $15.30B
AIG
American International Group Inc
$77.56
-1.54%
FINANCIAL SERVICES · Cap: $41.98B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 34% more annual revenue ($26.48B vs $19.78B). ACGLN leads profitability with a 24.6% profit margin vs 11.9%. ACGLN trades at a lower P/E of 3.7x. AIG earns a higher WallStSmart Score of 67/100 (B-).
ACGLN
Buy50
out of 100
Grade: C-
AIG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 22.2% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
1.6% revenue growth
ROE of 7.7% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGLN
The strongest argument for ACGLN centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%.
Bull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, P/E Ratio. PEG of 1.22 suggests the stock is reasonably priced for its growth.
Bear Case : ACGLN
The primary concerns for ACGLN are Revenue Growth, Altman Z-Score.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
ACGLN profiles as a declining stock while AIG is a value play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.60 — expect wider price swings.
AIG is growing revenue faster at 1.6% — sustainability is the question.
ACGLN generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
AIG scores higher overall (67/100 vs 50/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd. (ACGLN) is a prominent global insurer and reinsurer specializing in property, casualty, and mortgage insurance across North America, Europe, and Asia. The company is distinguished by its disciplined underwriting practices and innovative risk management strategies, which support its diverse portfolio and enhance its ability to adapt to market dynamics. With a strong capital position and a commitment to operational excellence, Arch Capital is positioned to effectively meet the evolving demands of its clients while delivering consistent shareholder value. Additionally, the firm’s strategic investments in technology and data analytics strengthen its competitive advantage in a rapidly transforming insurance landscape.
Visit Website →American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
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