Arch Capital Group Ltd (ACGL)vsArch Capital Group Ltd (ACGLN)
ACGL
Arch Capital Group Ltd
$92.30
+0.14%
FINANCIAL SERVICES · Cap: $33.47B
ACGLN
Arch Capital Group Ltd
$16.52
-2.02%
FINANCIAL SERVICES · Cap: $15.30B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 0% more annual revenue ($19.93B vs $19.93B). ACGLN leads profitability with a 22.1% profit margin vs 22.1%. ACGLN trades at a lower P/E of 3.6x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
ACGLN
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.8%
Fair Value
$542.88
Current Price
$92.30
$450.58 discount
Margin of Safety
+92.0%
Fair Value
$219.54
Current Price
$16.52
$203.02 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Areas to Watch
No major concerns identified
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : ACGLN
The strongest argument for ACGLN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : ACGLN
The primary concerns for ACGLN are Altman Z-Score.
Key Dynamics to Monitor
ACGLN carries more volatility with a beta of 0.36 — expect wider price swings.
ACGLN is growing revenue faster at 8.5% — sustainability is the question.
ACGLN generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (81/100 vs 52/100), backed by strong 22.1% margins. ACGLN offers better value entry with a 92.0% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd. (ACGLN) is a leading global insurer and reinsurer, actively engaged in property, casualty, and mortgage insurance markets across North America, Europe, and Asia. The company is recognized for its disciplined underwriting practices and advanced risk management approaches, which enable it to adeptly manage a diverse portfolio of exposures. With a robust capital foundation and a focus on operational efficiency, Arch Capital is well-equipped to meet the evolving needs of its clients while driving sustainable shareholder returns. Furthermore, the firm's proactive investments in technology and data analytics enhance its competitive edge in a rapidly changing industry landscape.
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