Arch Capital Group Ltd. (ACGLN)vsJPMorgan Chase & Co (JPM)
ACGLN
Arch Capital Group Ltd.
$16.33
-0.24%
FINANCIAL SERVICES · Cap: $15.30B
JPM
JPMorgan Chase & Co
$344.77
-3.53%
FINANCIAL SERVICES · Cap: $900.78B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 842% more annual revenue ($186.33B vs $19.78B). JPM leads profitability with a 34.9% profit margin vs 24.6%. ACGLN trades at a lower P/E of 3.5x. JPM earns a higher WallStSmart Score of 81/100 (A-).
ACGLN
Buy50
out of 100
Grade: C-
JPM
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGLN
The strongest argument for ACGLN centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bear Case : ACGLN
The primary concerns for ACGLN are Revenue Growth, Altman Z-Score.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGLN profiles as a declining stock while JPM is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 0.98 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
ACGLN generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
JPM scores higher overall (81/100 vs 50/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd. (ACGLN) is a leading global insurer and reinsurer, offering a wide range of property, casualty, and mortgage insurance solutions across key markets, including North America, Europe, and Asia. The company emphasizes disciplined underwriting and sophisticated risk management, maintaining a diversified portfolio that reduces exposure to market fluctuations. Its robust capital position allows Arch Capital to adapt to the evolving needs of clients while fostering sustainable shareholder value. Notably, the company's dedication to integrating advanced technology and data analytics enhances its competitive edge, ensuring a resilient and adaptive approach in a dynamic insurance environment.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?