Arch Capital Group Ltd (ACGL)vsGladstone Capital Corporation (GLAD)
ACGL
Arch Capital Group Ltd
$92.72
-4.47%
FINANCIAL SERVICES · Cap: $34.58B
GLAD
Gladstone Capital Corporation
$18.90
+2.66%
FINANCIAL SERVICES · Cap: $415.94M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 21639% more annual revenue ($19.93B vs $91.67M). GLAD leads profitability with a 38.9% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
GLAD
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 73.1%
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.2% — below average capital efficiency
Earnings declined 80.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GLAD
The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 38.9% and operating margin at 73.1%. Revenue growth of 11.6% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : GLAD
The primary concerns for GLAD are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
GLAD carries more volatility with a beta of 0.95 — expect wider price swings.
GLAD is growing revenue faster at 11.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (81/100 vs 56/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Gladstone Capital Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Gladstone Capital Corporation (GLAD) is a publicly traded business development company that focuses on providing debt and equity financing to lower middle-market businesses, driving their growth and expansion strategies. The firm adheres to a disciplined investment approach that prioritizes capital preservation while aiming to deliver attractive risk-adjusted returns through bespoke financing structures including term loans and equity investments. With a seasoned management team that possesses extensive industry knowledge, GLAD adeptly navigates various sectors and market trends, positioning itself for consistent performance amid a dynamic financial landscape. As a dedicated partner in long-term value creation, Gladstone Capital Corporation offers innovative financing solutions tailored to the unique needs of its portfolio companies.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?