WallStSmart

Gladstone Capital Corporation (GLAD)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 31306% more annual revenue ($28.79B vs $91.67M). GLAD leads profitability with a 38.9% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 77/100 (B+).

GLAD

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 6.3Quality: 5.0
Piotroski: 4/9Altman Z: 1.19

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.3
Piotroski: 6/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLAD4 strengths · Avg: 10.0/10
P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
38.9%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
73.1%10/10

Strong operational efficiency at 73.1%

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.7%9/10

Every $100 of equity generates 23 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

GLAD4 concerns · Avg: 3.0/10
PEG RatioValuation
2.314/10

Expensive relative to growth rate

Market CapQuality
$415.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

EPS GrowthGrowth
-80.1%2/10

Earnings declined 80.1%

HIG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : GLAD

The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 38.9% and operating margin at 73.1%. Revenue growth of 11.6% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : GLAD

The primary concerns for GLAD are PEG Ratio, Market Cap, Return on Equity.

Bear Case : HIG

No major red flags identified for HIG, but monitor valuation.

Key Dynamics to Monitor

GLAD profiles as a mature stock while HIG is a value play — different risk/reward profiles.

GLAD carries more volatility with a beta of 0.95 — expect wider price swings.

GLAD is growing revenue faster at 11.6% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 56/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Gladstone Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Gladstone Capital Corporation (GLAD) is a publicly traded business development company that focuses on providing debt and equity financing to lower middle-market businesses, driving their growth and expansion strategies. The firm adheres to a disciplined investment approach that prioritizes capital preservation while aiming to deliver attractive risk-adjusted returns through bespoke financing structures including term loans and equity investments. With a seasoned management team that possesses extensive industry knowledge, GLAD adeptly navigates various sectors and market trends, positioning itself for consistent performance amid a dynamic financial landscape. As a dedicated partner in long-term value creation, Gladstone Capital Corporation offers innovative financing solutions tailored to the unique needs of its portfolio companies.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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