WallStSmart

Gladstone Capital Corporation (GLAD)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 36215% more annual revenue ($34.90B vs $96.10M). GLAD leads profitability with a 44.1% profit margin vs 8.8%. SLF appears more attractively valued with a PEG of 1.42. GLAD earns a higher WallStSmart Score of 68/100 (B-).

GLAD

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 8.0Value: 6.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.19

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLAD6 strengths · Avg: 9.7/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
44.1%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
70.6%10/10

Strong operational efficiency at 70.6%

EPS GrowthGrowth
73.7%10/10

Earnings expanding 73.7% YoY

Revenue GrowthGrowth
20.5%8/10

Revenue surging 20.5% year-over-year

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

GLAD3 concerns · Avg: 3.0/10
PEG RatioValuation
2.314/10

Expensive relative to growth rate

Market CapQuality
$433.56M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
1.192/10

Distress zone — elevated risk

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : GLAD

The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 44.1% and operating margin at 70.6%. Revenue growth of 20.5% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : GLAD

The primary concerns for GLAD are PEG Ratio, Market Cap, Altman Z-Score.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

GLAD profiles as a growth stock while SLF is a value play — different risk/reward profiles.

GLAD carries more volatility with a beta of 0.92 — expect wider price swings.

GLAD is growing revenue faster at 20.5% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

GLAD scores higher overall (68/100 vs 51/100), backed by strong 44.1% margins and 20.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Gladstone Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Gladstone Capital Corporation (GLAD) is a leading publicly traded business development company that specializes in providing tailored debt and equity financing to lower middle-market businesses, facilitating their growth and strategic expansion. With a focus on capital preservation, GLAD employs a rigorous investment strategy designed to generate attractive risk-adjusted returns through customized financing solutions such as term loans and equity investments. Supported by a seasoned management team with deep industry expertise, the firm adeptly responds to evolving market trends and diverse sector dynamics, ensuring a consistent and robust performance. By partnering with its portfolio companies, Gladstone Capital Corporation is committed to fostering long-term value creation and sustainable growth.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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