WallStSmart

American Assets Trust Inc (AAT)vsOne Liberty Properties Inc (OLP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American Assets Trust Inc generates 344% more annual revenue ($431.87M vs $97.26M). OLP leads profitability with a 26.2% profit margin vs 12.9%. OLP trades at a lower P/E of 14.5x. OLP earns a higher WallStSmart Score of 62/100 (C+).

AAT

Buy

50

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 4.7Quality: 5.5
Piotroski: 3/9

OLP

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 7.5Value: 8.3Quality: 6.0
Piotroski: 3/9Altman Z: 0.71
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AATSignificantly Overvalued (-195.5%)

Margin of Safety

-195.5%

Fair Value

$6.26

Current Price

$18.36

$12.10 premium

UndervaluedFair: $6.26Overvalued
OLPUndervalued (+68.7%)

Margin of Safety

+68.7%

Fair Value

$72.07

Current Price

$22.15

$49.92 discount

UndervaluedFair: $72.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAT2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
21.3%8/10

Strong operational efficiency at 21.3%

OLP5 strengths · Avg: 9.4/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.6%10/10

Strong operational efficiency at 39.6%

EPS GrowthGrowth
87.5%10/10

Earnings expanding 87.5% YoY

Profit MarginProfitability
26.2%9/10

Keeps 26 of every $100 in revenue as profit

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Areas to Watch

AAT4 concerns · Avg: 2.8/10
Market CapQuality
$1.42B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
21.852/10

Expensive relative to growth rate

OLP4 concerns · Avg: 2.8/10
Market CapQuality
$482.04M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.503/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.712/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAT

The strongest argument for AAT centers on Price/Book, Operating Margin.

Bull Case : OLP

The strongest argument for OLP centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 26.2% and operating margin at 39.6%. Revenue growth of 12.5% demonstrates continued momentum.

Bear Case : AAT

The primary concerns for AAT are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : OLP

The primary concerns for OLP are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.50 is elevated, increasing financial risk.

Key Dynamics to Monitor

AAT profiles as a declining stock while OLP is a mature play — different risk/reward profiles.

OLP carries more volatility with a beta of 0.97 — expect wider price swings.

OLP is growing revenue faster at 12.5% — sustainability is the question.

AAT generates stronger free cash flow (23M), providing more financial flexibility.

Bottom Line

OLP scores higher overall (62/100 vs 50/100), backed by strong 26.2% margins and 12.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Assets Trust Inc

REAL ESTATE · REIT - DIVERSIFIED · USA

American Assets Trust, Inc. is a self-managed, vertically integrated, full-service real estate investment trust, or REIT, based in San Diego, California.

One Liberty Properties Inc

REAL ESTATE · REIT - DIVERSIFIED · USA

One Liberty is a self-managed and self-managed real estate investment trust incorporated in Maryland in 1982.

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