WallStSmart

Apple Inc. (AAPL)vsClear Secure Inc (YOU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 46549% more annual revenue ($466.82B vs $1.00B). AAPL leads profitability with a 27.6% profit margin vs 14.8%. YOU trades at a lower P/E of 29.5x. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 4.3Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

YOU

Buy

62

out of 100

Grade: C+

Growth: 9.3Profit: 8.5Value: 5.3Quality: 5.0
Piotroski: 4/9Altman Z: 1.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.85T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
119.9%10/10

Every $100 of equity generates 120 in profit

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

Free Cash FlowQuality
$31.91B10/10

Generating 31.9B in free cash flow

Profit MarginProfitability
27.6%9/10

Keeps 28 of every $100 in revenue as profit

Revenue GrowthGrowth
16.4%8/10

16.4% revenue growth

YOU4 strengths · Avg: 9.0/10
Return on EquityProfitability
66.1%10/10

Every $100 of equity generates 66 in profit

EPS GrowthGrowth
87.0%10/10

Earnings expanding 87.0% YoY

Operating MarginProfitability
29.9%8/10

Strong operational efficiency at 29.9%

Revenue GrowthGrowth
26.6%8/10

Revenue surging 26.6% year-over-year

Areas to Watch

AAPL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

P/E RatioValuation
37.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
45.1x2/10

Trading at 45.1x book value

YOU3 concerns · Avg: 2.7/10
P/E RatioValuation
29.5x4/10

Moderate valuation

Price/BookValuation
23.3x2/10

Trading at 23.3x book value

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 32.6%. Revenue growth of 16.4% demonstrates continued momentum.

Bull Case : YOU

The strongest argument for YOU centers on Return on Equity, EPS Growth, Operating Margin. Revenue growth of 26.6% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : YOU

The primary concerns for YOU are P/E Ratio, Price/Book, Altman Z-Score.

Key Dynamics to Monitor

AAPL carries more volatility with a beta of 1.08 — expect wider price swings.

YOU is growing revenue faster at 26.6% — sustainability is the question.

AAPL generates stronger free cash flow (31.9B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AAPL scores higher overall (67/100 vs 62/100), backed by strong 27.6% margins and 16.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Clear Secure Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Clear Secure, Inc. is focused on operating as a holding company for Alclear Holdings LLC providing a member-centric secure identity platform using biometric data in the United States. The company is headquartered in New York, New York.

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