WallStSmart

Apple Inc (AAPL)vsVerra Mobility Corp (VRRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 44393% more annual revenue ($435.62B vs $979.08M). AAPL leads profitability with a 27.0% profit margin vs 14.0%. VRRM trades at a lower P/E of 17.5x. AAPL earns a higher WallStSmart Score of 65/100 (C+).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

VRRM

Buy

63

out of 100

Grade: C+

Growth: 8.0Profit: 8.0Value: 7.7Quality: 5.3
Piotroski: 3/9Altman Z: 1.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

VRRMUndervalued (+39.1%)

Margin of Safety

+39.1%

Fair Value

$30.49

Current Price

$14.87

$15.62 discount

UndervaluedFair: $30.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

VRRM5 strengths · Avg: 8.4/10
Return on EquityProfitability
49.0%10/10

Every $100 of equity generates 49 in profit

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

Revenue GrowthGrowth
16.4%8/10

16.4% revenue growth

EPS GrowthGrowth
38.1%8/10

Earnings expanding 38.1% YoY

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.444/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.0x2/10

Trading at 45.0x book value

VRRM2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.172/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : VRRM

The strongest argument for VRRM centers on Return on Equity, P/E Ratio, Operating Margin. Revenue growth of 16.4% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : VRRM

The primary concerns for VRRM are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

AAPL carries more volatility with a beta of 1.11 — expect wider price swings.

VRRM is growing revenue faster at 16.4% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AAPL scores higher overall (65/100 vs 63/100), backed by strong 27.0% margins and 15.7% revenue growth. VRRM offers better value entry with a 39.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Verra Mobility Corp

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Verra Mobility Corporation provides smart mobility technology solutions and services in the United States, Canada, and Europe. The company is headquartered in Mesa, Arizona.

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