WallStSmart

Apple Inc. (AAPL)vsVertex (VERX)

VS
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Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 59184% more annual revenue ($466.82B vs $787.44M). VERX leads profitability with a 0.5% profit margin vs 0.3%. AAPL trades at a lower P/E of 39.1x. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 4.0Profit: 5.5Value: 3.7Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

VERX

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 3.5Value: 5.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

VERXUndervalued (+55.3%)

Margin of Safety

+55.3%

Fair Value

$28.69

Current Price

$11.37

$17.32 discount

UndervaluedFair: $28.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL3 strengths · Avg: 10.0/10
Market CapQuality
$4.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
119.9%10/10

Every $100 of equity generates 120 in profit

Free Cash FlowQuality
$31.91B10/10

Generating 31.9B in free cash flow

VERX0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

AAPL4 concerns · Avg: 3.8/10
P/E RatioValuation
39.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
0.3%4/10

0.3% earnings growth

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

VERX4 concerns · Avg: 3.0/10
Market CapQuality
$1.96B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.5%3/10

0.5% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Debt/EquityHealth
1.453/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Free Cash Flow.

Bull Case : VERX

Revenue growth of 10.5% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, Revenue Growth, EPS Growth. Thin 0.3% margins leave little buffer for downturns.

Bear Case : VERX

The primary concerns for VERX are Market Cap, Profit Margin, Operating Margin. A P/E of 604.0x leaves little room for execution misses. Thin 0.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

AAPL carries more volatility with a beta of 1.08 — expect wider price swings.

VERX is growing revenue faster at 10.5% — sustainability is the question.

AAPL generates stronger free cash flow (31.9B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AAPL scores higher overall (67/100 vs 31/100). VERX offers better value entry with a 55.3% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Vertex

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Vertex, Inc. provides tax technology solutions for corporations in the retail, communications, leasing, and manufacturing industries in the United States and internationally. The company is headquartered in King of Prussia, Pennsylvania.

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