Apple Inc. (AAPL)vsTwilio Inc (TWLO)
AAPL
Apple Inc.
$332.27
+1.75%
TECHNOLOGY · Cap: $4.85T
TWLO
Twilio Inc
$227.35
-1.64%
TECHNOLOGY · Cap: $35.11B
Smart Verdict
WallStSmart Research — data-driven comparison
Apple Inc. generates 8278% more annual revenue ($466.82B vs $5.57B). AAPL leads profitability with a 27.6% profit margin vs 20.6%. TWLO appears more attractively valued with a PEG of 0.41. TWLO earns a higher WallStSmart Score of 69/100 (B-).
AAPL
Strong Buy67
out of 100
Grade: B-
TWLO
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AAPL.
Margin of Safety
+40.0%
Fair Value
$246.60
Current Price
$227.35
$19.25 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 120 in profit
Strong operational efficiency at 32.6%
Generating 31.9B in free cash flow
Keeps 28 of every $100 in revenue as profit
16.4% revenue growth
Growing faster than its price suggests
Earnings expanding 4672.0% YoY
Keeps 21 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Revenue surging 22.0% year-over-year
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 45.1x book value
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : AAPL
The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 32.6%. Revenue growth of 16.4% demonstrates continued momentum.
Bull Case : TWLO
The strongest argument for TWLO centers on PEG Ratio, EPS Growth, Profit Margin. Profitability is solid with margins at 20.6% and operating margin at 7.8%. Revenue growth of 22.0% demonstrates continued momentum.
Bear Case : AAPL
The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : TWLO
The primary concerns for TWLO are P/E Ratio.
Key Dynamics to Monitor
TWLO carries more volatility with a beta of 1.38 — expect wider price swings.
TWLO is growing revenue faster at 22.0% — sustainability is the question.
AAPL generates stronger free cash flow (31.9B), providing more financial flexibility.
Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TWLO scores higher overall (69/100 vs 67/100), backed by strong 20.6% margins and 22.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apple Inc.
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.
Visit Website →Twilio Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Twilio Inc. provides a cloud communications platform that enables developers to build, scale, and operate customer engagement within software applications in the United States and internationally. The company is headquartered in San Francisco, California.
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