WallStSmart

Apple Inc (AAPL)vsRingcentral Inc (RNG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 17622% more annual revenue ($451.44B vs $2.55B). AAPL leads profitability with a 27.2% profit margin vs 3.3%. RNG appears more attractively valued with a PEG of 0.21. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 4.3Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

RNG

Hold

45

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 8.0Quality: 5.5
Piotroski: 6/9Altman Z: -0.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

RNGUndervalued (+85.0%)

Margin of Safety

+85.0%

Fair Value

$187.62

Current Price

$42.29

$145.33 discount

UndervaluedFair: $187.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.63T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

RNG2 strengths · Avg: 10.0/10
PEG RatioValuation
0.2110/10

Growing faster than its price suggests

Debt/EquityHealth
-2.3510/10

Conservative balance sheet, low leverage

Areas to Watch

AAPL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.464/10

Expensive relative to growth rate

P/E RatioValuation
38.2x4/10

Premium valuation, high expectations priced in

Price/BookValuation
42.3x2/10

Trading at 42.3x book value

RNG4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

P/E RatioValuation
41.1x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-689.0%2/10

ROE of -689.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : RNG

The strongest argument for RNG centers on PEG Ratio, Debt/Equity. PEG of 0.21 suggests the stock is reasonably priced for its growth.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : RNG

The primary concerns for RNG are EPS Growth, Profit Margin, P/E Ratio. A P/E of 41.1x leaves little room for execution misses. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

AAPL profiles as a growth stock while RNG is a value play — different risk/reward profiles.

RNG carries more volatility with a beta of 1.13 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 45/100), backed by strong 27.2% margins and 16.6% revenue growth. RNG offers better value entry with a 85.0% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Ringcentral Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

RingCentral, Inc. offers software-as-a-service solutions that enable businesses to communicate, collaborate, and connect in North America. The company is headquartered in Belmont, California.

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