WallStSmart

Apple Inc (AAPL)vsPriority Technology Holdings Inc (PRTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 45610% more annual revenue ($435.62B vs $953.01M). AAPL leads profitability with a 27.0% profit margin vs 5.8%. PRTH trades at a lower P/E of 8.0x. AAPL earns a higher WallStSmart Score of 65/100 (C+).

AAPL

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 10.0Value: 4.3Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

PRTH

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 6.5Value: 8.3Quality: 5.5
Piotroski: 4/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

PRTHUndervalued (+89.9%)

Margin of Safety

+89.9%

Fair Value

$53.62

Current Price

$5.18

$48.44 discount

UndervaluedFair: $53.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$3.98T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
152.0%10/10

Every $100 of equity generates 152 in profit

Operating MarginProfitability
35.4%10/10

Strong operational efficiency at 35.4%

Free Cash FlowQuality
$51.55B10/10

Generating 51.6B in free cash flow

Profit MarginProfitability
27.0%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

PRTH4 strengths · Avg: 10.0/10
P/E RatioValuation
8.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
56.4%10/10

Every $100 of equity generates 56 in profit

EPS GrowthGrowth
385.7%10/10

Earnings expanding 385.7% YoY

Debt/EquityHealth
-9.1310/10

Conservative balance sheet, low leverage

Areas to Watch

AAPL4 concerns · Avg: 3.3/10
PEG RatioValuation
2.434/10

Expensive relative to growth rate

P/E RatioValuation
34.4x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

Price/BookValuation
45.2x2/10

Trading at 45.2x book value

PRTH3 concerns · Avg: 2.7/10
Market CapQuality
$445.16M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

Altman Z-ScoreHealth
0.702/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : PRTH

The strongest argument for PRTH centers on P/E Ratio, Return on Equity, EPS Growth.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : PRTH

The primary concerns for PRTH are Market Cap, Profit Margin, Altman Z-Score.

Key Dynamics to Monitor

AAPL profiles as a growth stock while PRTH is a value play — different risk/reward profiles.

PRTH carries more volatility with a beta of 1.51 — expect wider price swings.

AAPL is growing revenue faster at 15.7% — sustainability is the question.

AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (65/100 vs 54/100), backed by strong 27.0% margins and 15.7% revenue growth. PRTH offers better value entry with a 89.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Priority Technology Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Priority Technology Holdings, Inc. offers merchant acquisition, integrated payment software, and merchant payment solutions in the United States. The company is headquartered in Alpharetta, Georgia.

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