WallStSmart

Apple Inc. (AAPL)vsProgress Software Corporation (PRGS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 44877% more annual revenue ($451.44B vs $1.00B). AAPL leads profitability with a 27.2% profit margin vs 8.9%. PRGS appears more attractively valued with a PEG of 1.36. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 3.7Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

PRGS

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 7.0Value: 6.7Quality: 3.0
Piotroski: 5/9Altman Z: 0.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

PRGSUndervalued (+25.6%)

Margin of Safety

+25.6%

Fair Value

$55.05

Current Price

$42.71

$12.34 discount

UndervaluedFair: $55.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.79T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

PRGS1 strengths · Avg: 8.0/10
EPS GrowthGrowth
28.2%8/10

Earnings expanding 28.2% YoY

Areas to Watch

AAPL3 concerns · Avg: 2.7/10
P/E RatioValuation
39.7x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
2.622/10

Expensive relative to growth rate

Price/BookValuation
46.6x2/10

Trading at 46.6x book value

PRGS3 concerns · Avg: 2.0/10
Market CapQuality
$1.66B3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.622/10

Distress zone — elevated risk

Debt/EquityHealth
2.621/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : PRGS

The strongest argument for PRGS centers on EPS Growth. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, PEG Ratio, Price/Book.

Bear Case : PRGS

The primary concerns for PRGS are Market Cap, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.62 is elevated, increasing financial risk.

Key Dynamics to Monitor

AAPL profiles as a growth stock while PRGS is a value play — different risk/reward profiles.

AAPL carries more volatility with a beta of 1.10 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 63/100), backed by strong 27.2% margins and 16.6% revenue growth. PRGS offers better value entry with a 25.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Progress Software Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Progress Software Corporation develops business applications. The company is headquartered in Bedford, Massachusetts.

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