Apple Inc (AAPL)vsNCR Atleos Corporation (NATL)
AAPL
Apple Inc
$271.35
+0.44%
TECHNOLOGY · Cap: $3.98T
NATL
NCR Atleos Corporation
$44.47
+0.07%
TECHNOLOGY · Cap: $3.28B
Smart Verdict
WallStSmart Research — data-driven comparison
Apple Inc generates 9905% more annual revenue ($435.62B vs $4.35B). AAPL leads profitability with a 27.0% profit margin vs 3.7%. NATL trades at a lower P/E of 20.8x. AAPL earns a higher WallStSmart Score of 65/100 (C+).
AAPL
Buy65
out of 100
Grade: C+
NATL
Buy58
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AAPL.
Margin of Safety
+84.9%
Fair Value
$273.34
Current Price
$44.47
$228.87 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 152 in profit
Strong operational efficiency at 35.4%
Generating 51.6B in free cash flow
Keeps 27 of every $100 in revenue as profit
15.7% revenue growth
Every $100 of equity generates 52 in profit
Earnings expanding 97.5% YoY
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Elevated debt levels
Trading at 45.2x book value
Trading at 8.1x book value
4.0% revenue growth
3.7% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AAPL
The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.0% and operating margin at 35.4%. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : NATL
The strongest argument for NATL centers on Return on Equity, EPS Growth.
Bear Case : AAPL
The primary concerns for AAPL are PEG Ratio, P/E Ratio, Debt/Equity.
Bear Case : NATL
The primary concerns for NATL are Price/Book, Revenue Growth, Profit Margin. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
AAPL profiles as a growth stock while NATL is a value play — different risk/reward profiles.
AAPL carries more volatility with a beta of 1.11 — expect wider price swings.
AAPL is growing revenue faster at 15.7% — sustainability is the question.
AAPL generates stronger free cash flow (51.6B), providing more financial flexibility.
Bottom Line
AAPL scores higher overall (65/100 vs 58/100), backed by strong 27.0% margins and 15.7% revenue growth. NATL offers better value entry with a 84.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Apple Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.
Visit Website →NCR Atleos Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NCR ATMCo, LLC is a financial technology company in the United States, rest of Americas, the United Kingdom, rest of Europe, the Middle East, Africa, and the Asia Pacific.
Visit Website →Compare with Other CONSUMER ELECTRONICS Stocks
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