WallStSmart

Apple Inc (AAPL)vsLesaka Technologies Inc (LSAK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 64235% more annual revenue ($451.44B vs $701.70M). AAPL leads profitability with a 27.2% profit margin vs -4.0%. LSAK appears more attractively valued with a PEG of 0.21. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 4.3Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

LSAK

Hold

50

out of 100

Grade: D+

Growth: 6.7Profit: 3.0Value: 6.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.61

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.63T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

LSAK2 strengths · Avg: 9.0/10
PEG RatioValuation
0.2110/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

AAPL3 concerns · Avg: 3.3/10
PEG RatioValuation
2.464/10

Expensive relative to growth rate

P/E RatioValuation
38.2x4/10

Premium valuation, high expectations priced in

Price/BookValuation
42.3x2/10

Trading at 42.3x book value

LSAK4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Market CapQuality
$412.39M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : LSAK

The strongest argument for LSAK centers on PEG Ratio, Price/Book. Revenue growth of 13.4% demonstrates continued momentum. PEG of 0.21 suggests the stock is reasonably priced for its growth.

Bear Case : AAPL

The primary concerns for AAPL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : LSAK

The primary concerns for LSAK are EPS Growth, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

AAPL profiles as a growth stock while LSAK is a turnaround play — different risk/reward profiles.

AAPL carries more volatility with a beta of 1.06 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 50/100), backed by strong 27.2% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Lesaka Technologies Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Lesaka Technologies Inc is a pioneering financial technology firm dedicated to reshaping the digital payment landscape across Africa. Utilizing its proprietary platform, the company delivers innovative solutions that enhance transaction efficiency and promote financial inclusion for underserved communities. As a vital participant in the burgeoning digital payment sector within emerging markets, Lesaka is well-positioned to exploit growth opportunities and address key challenges in financial accessibility. With its commitment to market expansion and economic empowerment, Lesaka is set to make a substantial impact on the continent's financial ecosystem.

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