WallStSmart

Apple Inc (AAPL)vsCredo Technology Group Holding Ltd (CRDO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc generates 42164% more annual revenue ($451.44B vs $1.07B). CRDO leads profitability with a 31.8% profit margin vs 27.2%. AAPL trades at a lower P/E of 34.8x. CRDO earns a higher WallStSmart Score of 69/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 3.7Quality: 5.5
Piotroski: 7/9Altman Z: 2.42

CRDO

Strong Buy

69

out of 100

Grade: B-

Growth: 10.0Profit: 9.5Value: 3.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

CRDOSignificantly Overvalued (-63.0%)

Margin of Safety

-63.0%

Fair Value

$78.77

Current Price

$188.50

$109.73 premium

UndervaluedFair: $78.77Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.22T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
141.5%10/10

Every $100 of equity generates 142 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

CRDO6 strengths · Avg: 10.0/10
Profit MarginProfitability
31.8%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
36.8%10/10

Strong operational efficiency at 36.8%

Revenue GrowthGrowth
201.5%10/10

Revenue surging 201.5% year-over-year

EPS GrowthGrowth
412.5%10/10

Earnings expanding 412.5% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6510/10

Safe zone — low bankruptcy risk

Areas to Watch

AAPL4 concerns · Avg: 2.8/10
P/E RatioValuation
34.8x4/10

Premium valuation, high expectations priced in

Debt/EquityHealth
1.033/10

Elevated debt levels

PEG RatioValuation
2.522/10

Expensive relative to growth rate

Price/BookValuation
48.9x2/10

Trading at 48.9x book value

CRDO2 concerns · Avg: 3.0/10
Price/BookValuation
18.8x4/10

Trading at 18.8x book value

P/E RatioValuation
109.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : CRDO

The strongest argument for CRDO centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 31.8% and operating margin at 36.8%. Revenue growth of 201.5% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, Debt/Equity, PEG Ratio.

Bear Case : CRDO

The primary concerns for CRDO are Price/Book, P/E Ratio. A P/E of 109.0x leaves little room for execution misses.

Key Dynamics to Monitor

CRDO carries more volatility with a beta of 3.18 — expect wider price swings.

CRDO is growing revenue faster at 201.5% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Monitor CONSUMER ELECTRONICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRDO scores higher overall (69/100 vs 67/100), backed by strong 31.8% margins and 201.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Credo Technology Group Holding Ltd

TECHNOLOGY · SEMICONDUCTORS · USA

Credo Technology Group Holding Ltd offers various high-speed connectivity solutions for electrical and optical Ethernet applications in the United States, Mexico, Malaysia, Hong Kong and internationally. The company is headquartered in San Jose, California.

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