WallStSmart

Apple Inc. (AAPL)vsAdobe Systems Incorporated (ADBE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 1692% more annual revenue ($451.44B vs $25.20B). ADBE leads profitability with a 28.7% profit margin vs 27.2%. ADBE appears more attractively valued with a PEG of 0.62. ADBE earns a higher WallStSmart Score of 74/100 (B).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 3.7Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

ADBE

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 10.0Value: 8.7Quality: 6.0
Piotroski: 4/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

ADBEUndervalued (+41.7%)

Margin of Safety

+41.7%

Fair Value

$407.60

Current Price

$263.43

$144.17 discount

UndervaluedFair: $407.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.79T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

ADBE6 strengths · Avg: 9.3/10
Return on EquityProfitability
62.8%10/10

Every $100 of equity generates 63 in profit

Operating MarginProfitability
35.3%10/10

Strong operational efficiency at 35.3%

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Market CapQuality
$86.80B9/10

Large-cap with strong market position

Profit MarginProfitability
28.7%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
0.628/10

Growing faster than its price suggests

Areas to Watch

AAPL3 concerns · Avg: 2.7/10
P/E RatioValuation
39.7x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
2.622/10

Expensive relative to growth rate

Price/BookValuation
46.8x2/10

Trading at 46.8x book value

ADBE1 concerns · Avg: 4.0/10
Price/BookValuation
9.1x4/10

Trading at 9.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : ADBE

The strongest argument for ADBE centers on Return on Equity, Operating Margin, Altman Z-Score. Profitability is solid with margins at 28.7% and operating margin at 35.3%. Revenue growth of 12.7% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, PEG Ratio, Price/Book.

Bear Case : ADBE

The primary concerns for ADBE are Price/Book.

Key Dynamics to Monitor

AAPL profiles as a growth stock while ADBE is a mature play — different risk/reward profiles.

ADBE carries more volatility with a beta of 1.43 — expect wider price swings.

AAPL is growing revenue faster at 16.6% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

ADBE scores higher overall (74/100 vs 67/100), backed by strong 28.7% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Adobe Systems Incorporated

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Adobe Inc. is an American multinational computer software company. Incorporated in Delaware and headquartered in San Jose, California, it has historically specialized in software for the creation and publication of a wide range of content, including graphics, photography, illustration, animation, multimedia, motion pictures and print. The company has expanded into digital marketing management software. Adobe has millions of users worldwide. Flagship products include: Photoshop image editing software, Adobe Illustrator vector-based illustration software, Adobe Acrobat Reader and the Portable Document Format (PDF), plus a host of tools primarily for audio-visual content creation, editing and publishing.

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