WSFS
WSFS Financial Corporation
NASDAQ: WSFS · FINANCIAL SERVICES · BANKS - REGIONAL
$71.15
-1.74% today
Updated 2026-04-29
Market cap
$3.71B
P/E ratio
12.68
P/S ratio
3.52x
EPS (TTM)
$5.61
Dividend yield
0.94%
52W range
$50 – $73
Volume
0.4M
WSFS Financial Corporation (WSFS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $217.48M | $237.64M | $212.47M | $207.97M | $205.97M | $213.33M | $230.13M | $227.07M | $236.07M | $272.83M | $321.64M | $377.55M | $454.04M | $709.20M | $708.53M | $641.85M | $963.25M | $1.27B | $1.40B | $1.36B |
| Revenue growth (YoY) | — | +9.3% | -10.6% | -2.1% | -1.0% | +3.6% | +7.9% | -1.3% | +4.0% | +15.6% | +17.9% | +17.4% | +20.3% | +56.2% | -0.1% | -9.4% | +50.1% | +31.4% | +10.8% | -3.1% |
| Cost of revenue | $102.02M | $112.49M | $100.28M | $100.90M | $83.61M | $60.60M | $55.34M | $22.51M | $19.41M | $23.57M | $35.82M | $44.42M | $59.67M | $102.62M | $201.63M | $-95.20M | $89.01M | $339.49M | $419.55M | $343.74M |
| Gross profit | $115.47M | $125.15M | $112.18M | $107.07M | $122.36M | $152.73M | $174.78M | $204.57M | $216.66M | $249.27M | $285.82M | $333.13M | $394.38M | $606.58M | $506.90M | $737.05M | $874.23M | $926.05M | $982.83M | $1.02B |
| Gross margin | 53.1% | 52.7% | 52.8% | 51.5% | 59.4% | 71.6% | 76.0% | 90.1% | 91.8% | 91.4% | 88.9% | 88.2% | 86.9% | 85.5% | 71.5% | 114.8% | 90.8% | 73.2% | 70.1% | 74.7% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $39.37M | $43.66M | $51.53M | $59.94M | $61.39M | $71.11M | $77.29M | $74.36M | $85.14M | $86.76M | $98.59M | $124.25M | $132.86M | $184.05M | $196.47M | $218.25M | $290.00M | $305.08M | $20.16M | $198.86M |
| Operating income | $46.10M | $43.12M | $23.09M | $-1.43M | $19.57M | $34.15M | $48.29M | $72.81M | $72.56M | $83.81M | $97.15M | $108.49M | $170.80M | $194.37M | $144.96M | $357.70M | $300.61M | $365.04M | $347.26M | $380.87M |
| Operating margin | 21.2% | 18.1% | 10.9% | -0.7% | 9.5% | 16.0% | 21.0% | 32.1% | 30.7% | 30.7% | 30.2% | 28.7% | 37.6% | 27.4% | 20.5% | 55.7% | 31.2% | 28.8% | 24.8% | 28.0% |
| EBITDA | $50.61M | $48.05M | $29.30M | $5.52M | $26.23M | $45.29M | $65.69M | $79.78M | $79.77M | $91.99M | $107.07M | $120.13M | $182.07M | $244.19M | $183.15M | $395.54M | $361.15M | $413.87M | $386.96M | $408.02M |
| EBITDA margin | 23.3% | 20.2% | 13.8% | 2.7% | 12.7% | 21.2% | 28.5% | 35.1% | 33.8% | 33.7% | 33.3% | 31.8% | 40.1% | 34.4% | 25.8% | 61.6% | 37.5% | 32.7% | 27.6% | 30.0% |
| EBIT | $46.10M | $43.12M | $23.09M | $-1.43M | $19.57M | $34.15M | $48.29M | $72.81M | $72.56M | $83.81M | $97.15M | $108.49M | $170.80M | $194.37M | $144.96M | $357.70M | $300.61M | $365.27M | $347.26M | $380.87M |
| Interest expense | $99.28M | $107.47M | $77.26M | $53.09M | $41.73M | $32.60M | $23.29M | $15.33M | $15.83M | $15.78M | $22.83M | $33.45M | $46.50M | $76.14M | $48.45M | $22.72M | $40.92M | $251.42M | $358.14M | $293.60M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $30.44M | $29.65M | $16.14M | $663000.00 | $14.12M | $22.68M | $31.31M | $46.88M | $53.76M | $53.53M | $64.08M | $50.24M | $134.74M | $148.81M | $114.77M | $271.44M | $222.38M | $269.16M | $263.67M | $287.35M |
| Net income growth (YoY) | — | -2.6% | -45.6% | -95.9% | +2029.3% | +60.6% | +38.1% | +49.7% | +14.7% | -0.4% | +19.7% | -21.6% | +168.2% | +10.4% | -22.9% | +136.5% | -18.1% | +21.0% | -2.0% | +9.0% |
| Profit margin | 14.0% | 12.5% | 7.6% | 0.3% | 6.9% | 10.6% | 13.6% | 20.6% | 22.8% | 19.6% | 19.9% | 13.3% | 29.7% | 21.0% | 16.2% | 42.3% | 23.1% | 21.3% | 18.8% | 21.1% |